- Rockwall County
- Fate TX
- 75087
- Local Area: Woodcreek Ph 3b
Property Overview
SELLER GIVING $10,000 TOWARDS BUYER CLOSING COSTS!! Step into this BEAUTIFULLY UPDATED 4 BED 2.5 BATH WITH HUGE CORNER LOT BACK YARD IN HIGHLY SOUGHT AFTER ROCKWALL SCHOOL DISTRICT! Wonderfully well kept and updated home features an OPEN CONCEPT KITCHEN with lots of cabinet and counter space. KITCHEN ISLAND, GRANITE COUNTERS, GAS STOVE and much more! With a dining room as you walk into the home it could easily make for a great HOME OFFICE or STUDY option for those working from home. This home has LOTS OF NATURAL LIGHT and TALL CEILINGS. Spacious living room connects to the kitchen with a fire place and beautiful LVP flooring. Primary bedroom is down stairs with garden tub, separate shower and DOUBLE VANITY! Upstairs you'll find the HUGE SECOND LIVING ROOM which is great as a FLEX SPACE, perfect as a second living, or game room, play room, work out space or anything else you want to use it for. OVERSIZED BEDROOMS are upstairs as well with 3 bedrooms all with WALK IN CLOSETS and full bath as well. The HUGE BACK YARD for the wood creek neighborhood is incredibly generous with COVERED BACK PATIO, and lots of space to put a shed, garden beds, pool or what ever you can imagine. This back yard is truly a premium! A wonderful home looking for a first time buyer, move up buyers, those needing that space to work from home, investors looking to add to their rental portfolio or anyone looking to be in a great home in a great location with great schools! The Woodcreek neighborhood features THREE POOLS, PICKLE BALL COURTS, WALKING BIKING TRAILS, PLAYGROUNDS, SPLASH AREA, WORK OUT FACILITY and much more! Plus it's connected to the massive Fate public park to have all the amenities you could ask for just steps away and easy to walk to! Schedule a time to see this home today!!!
Featured spaces
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Property highlights
Year Built 2008
School District Rockwall Isd
HOA $310 SemiAnnually
Pool Yes
Parking 2-car garage, 2 covered
Architecture Detached
Fireplace 1 Fireplaces
Neighborhood Woodcreek Ph 3b
Full Property Details
Property Details
Quick Details
- Price $375,000
- Status Active
- Bedrooms 4
- Bathrooms 3
- Square Feet 2,595 Sq Ft
- Lot Size 0.15 acres
- Lot Size Sq Ft 6,490
- Year Built 2008
- Price / Sq Ft $145 / Sq Ft
- MLS # 21341895
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- Property Condition Resale
- County Rockwall
- Subdivision Woodcreek Ph 3b
- Days on Market 87
Home Details
- Architectural Style Detached
- Stories 2
- Levels Two
- Full Baths 2
- Half Baths 1
- Construction Brick
- Foundation Slab
- Roof Composition
- Flooring Carpet, Ceramic Tile, Luxury Vinyl Plank
- Heating Natural Gas
- Cooling Central Air, Electric
- Property Attached No
Kitchen & Interior
- Appliances Some Gas Appliances, Dishwasher, Gas Cooktop, Disposal, Gas Oven, Gas Range, Gas Water Heater, Microwave, Plumbed For Gas
- Interior Features Built In Features, Chandelier, Cathedral Ceilings, Decorative Designer Lighting Fixtures, Eat In Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Loft, Open Floorplan, Pantry, Cable Tv, Vaulted Ceilings, Walk In Closets, Wired For Sound
- Laundry Features Washer Hookup, Dryer Hookup, Electric Dryer Hookup, Laundry In Utility Room
- Fireplaces 1
- Fireplace Features Gas, Wood Burning
- Window Features Bay Windows, Window Coverings
- Security Features Smoke Detectors
Lot & Exterior
- Lot Features Back Yard, Corner Lot, Interior Lot, Lawn, Landscaped, Sprinkler System, Few Trees
- Exterior Features Rain Gutters
- Patio & Porch Features Rear Porch, Front Porch, Patio, Covered
- Fencing Wood
- Pool Yes
- Pool Features Community
Parking
- Parking Driveway
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $7,078
- HOA Fee $310 SemiAnnually
- HOA Includes All Facilities, Association Management, Maintenance Grounds
- Community Features Clubhouse, Fitness Center, Fishing, Playground, Park, Pickleball, Pool, Sidewalks, Tennis Courts, Trails Paths
- Parcel Number 000000063319
- Legal Description WOODCREEK PH 3B, BLOCK L, LOT 40
- Tax Block L
- Tax Lot 40
Utilities
- Utilities Natural Gas Available, Municipal Utilities, Sewer Available, Water Available, Cable Available
- Sewer Public Sewer
Schools
- School District Rockwall ISD
- Elementary Billie Stevenson — Rockwall ISD
- Middle Herman E Utley — Rockwall ISD
- High Rockwall — Rockwall ISD
Listing Information
- Listing Agent Jonathan Morsinkhoff
- Brokerage Regal, REALTORS
- MLS Board NTREIS
- List Date 07/27/2026
- Source Updated 10/22/2026
- Last Updated 10/22/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 626 Louder Way
Rockwall CAD records for 626 Louder Way, Fate, TX 75087 show a CAD market value of $380,763 and a net appraised value of $380,763. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD property-tax and appraisal records for 626 Louder Way, Fate, TX 75087, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $92,000 + Improvement Value $288,763 = CAD Market Value $380,763
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Residential
Value: $288,763 Total Area: 3236 Sqft Living Area: 2595 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 1,494 Sqft |
| MAIN AREA | MA | 1,101 Sqft |
| ATTACHED GARAGE | AG | 418 Sqft |
| COVERED PORCH | CP | 124 Sqft |
| COVERED PORCH | CP | 99 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
No standard exemptions or CAD reductions were detected in the current record.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $380,763 − All Current CAD Reductions $0 = Current Taxed Starting Point $380,763
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF FATE |
$380,763 | 0.2909 | $1,108 | — | $1,108 |
|
County
ROCKWALL COUNTY |
$380,763 | 0.2510 | $956 | — | $956 |
|
Municipal Utility District (MUD)
RW CO CONS MUD1 |
$380,763 | 0.1550 | $590 | — | $590 |
|
School District
ROCKWALL ISD |
$380,763 | 1.0669 | $4,062 | — | $4,062 |
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Municipal Utility District (MUD): A special-purpose district that may appear as a separate taxing entity.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $6,716 − Est. Tax Reductions / Savings — = Est. Taxes (With Current Exemptions) $6,716
The current CAD record does not establish an exemption tax savings calculation. A buyer’s future tax bill may differ.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $96,900 | $194,300 | $291,200 | $291,200 | +$15,570 / +5.65% |
| 2022 | $115,000 | $257,930 | $372,930 | $320,320 | +$81,730 / +28.07% |
| 2023 | $149,500 | $275,438 | $424,938 | $352,352 | +$52,008 / +13.95% |
| 2024 | $115,000 | $305,313 | $420,313 | $420,313 | -$4,625 / -1.09% |
| 2025 | $105,800 | $295,484 | $401,284 | $401,284 | -$19,029 / -4.53% |
| 2026 | $92,000 | $288,763 | $380,763 | $380,763 | -$20,521 / -5.11% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $375,000 − Current CAD Market Value $380,763 = Under CAD Value -$5,763 (-1.5%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND WOODCREEK PH 3B
A curated look at local favorites, everyday stops, and lifestyle context near this property.