- Rockwall County
- Fate TX
- 75087
- Local Area: L L Jackson Add
Property Overview
An IMMACULATE and inviting Texas style single story 3 bedroom 2 bath 2 car garage brick home in the popular FATE area just outside of Rockwall for an easy commute into Dallas! The foyer welcomes you into the spacious living area with a durable wood look ceramic tile flooring thru out offering the warmth of hardwood with the effortless maintenance, wood burning brick fireplace, split bedroom arrangements with a full size hall bathroom, country style kitchen with an eat-in area, laundry nook off the kitchen, the primary bedroom is generous with the en-suite featuring a separate tiled shower stall, soaking tub, and walk-in closet! The backyard oasis features your own private sparkling in-ground Gunite pool with a recently replaced pool pump for those long summer hot days to cool off and create family fun! Sit on the raised tanning deck or under the pergola to watch the kiddo's or roast some marsh mellows under the fire in the crisp Autumn air, 8 ft tall wood privacy fence, 10x10 metal storage building with a loft for the pool toys, and extra wide concrete all around the pool! Established Front beds with landscaping and a great place for entertaining! Recent new upgrade's in 2024: Many Anderson windows replaced, In-Out HVAC-Pool Pump-Water Heater-Door Handles-Fixtures Thru Out-Ceramic Tile Flooring-Ceiling Fans, and New Roof in 2021! All appliances stay except the fridge in the garage! NO HOA DUES & Easy access to the interstate.
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Property highlights
Year Built 1998
School District Rockwall Isd
HOA No HOA
Pool Pool
Parking 2-car garage, 2 covered
Architecture Ranch, Traditional, Detached
Fireplace 1 Fireplaces
Neighborhood L L Jackson Add
Full Property Details
Property Details
Quick Details
- Price $349,900
- Status Active
- Bedrooms 3
- Bathrooms 2
- Square Feet 1,278 Sq Ft
- Lot Size 0.15 acres
- Lot Size Sq Ft 6,490
- Year Built 1998
- Price / Sq Ft $274 / Sq Ft
- MLS # 21400831
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision L L Jackson Add
- Days on Market 26
Home Details
- Architectural Style Ranch, Traditional, Detached
- Stories 1
- Levels One
- Full Baths 2
- Half Baths 0
- Construction Brick
- Foundation Slab
- Roof Composition
- Flooring Ceramic Tile
- Heating Central, Electric, Fireplaces
- Cooling Central Air, Ceiling Fans, Electric
- Property Attached Yes
Kitchen & Interior
- Appliances Dishwasher, Electric Oven, Electric Range
- Interior Features Decorative Designer Lighting Fixtures, Eat In Kitchen, High Speed Internet, Pantry, Walk In Closets
- Laundry Features In Kitchen
- Fireplaces 1
- Fireplace Features Masonry, Wood Burning
- Window Features Window Coverings
- Security Features Prewired
Lot & Exterior
- Lot Features Interior Lot, Landscaped
- Exterior Features Awnings, Storage
- Patio & Porch Features Awnings
- Fencing Back Yard, Privacy, Wood
- Pool Yes
- Pool Features Gunite, In Ground, Pool
Parking
- Parking On Site
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $4,318
- Parcel Number 000000016449
- Legal Description L L JACKSON ADDN OF FATE (REPLAT), BLOCK C, L
- Tax Block C
- Tax Lot 3
Utilities
- Utilities Electricity Available, Sewer Available, Water Available
- Water Public
- Sewer Public Sewer
Schools
- School District Rockwall ISD
- Elementary Billie Stevenson — Rockwall ISD
- Middle Ursula Rakow — Rockwall ISD
- High Rockwall — Rockwall ISD
Listing Information
- Listing Agent Amy Ivey
- Brokerage CENTURY 21 Upchurch Real Estate
- MLS Board NTREIS
- List Date 09/30/2026
- Source Updated 10/26/2026
- Last Updated 10/26/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 408 Er Ellis
Rockwall CAD (TrueProdigy) records for 408 Er Ellis, Fate, TX 75087 show a CAD market value of $268,423 and a net appraised value of $268,423. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD (TrueProdigy) property-tax and appraisal records for 408 Er Ellis, Fate, TX 75087, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD (TrueProdigy) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $110,000 + Improvement Value $158,423 = CAD Market Value $268,423
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Value: $140,449 Total Area: 2045 Sqft Living Area: 1246 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 1,246 Sqft |
| ATTACHED GARAGE | AG | 462 Sqft |
| PATIO - 20% (REGULAR) | PA | 156 Sqft |
| PERGOLA | PERGOLA | 156 Sqft |
| COVERED PORCH | CP | 25 Sqft |
| Additional Feature / Structure | Type / Details | Area / Quantity |
|---|---|---|
| MISC IMP | Code: SWIMMING POOL · Class: A1 · Built 2008 | 1 Sqft |
| MISC IMP | Code: STORAGE SHED · Class: A1 · Built 2019 | 120 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Reduces Rockwall ISD taxable value by $140,000 (from $268,423 net appraised value to $128,423 school taxable value). Current owner’s exemption, not guaranteed to transfer to buyer.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $268,423 − All Current CAD Reductions $0 = Current Taxed Starting Point $268,423
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
Taxable-value reduction for applicable school district (Rockwall ISD); current owner’s exemption, not guaranteed to transfer to buyer. Other local taxing units on this record apply $0 exemption reduction (taxed at $268,423 net appraised value).
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF FATE |
$268,423 | 0.2909 | $781 | — | $781 |
|
County
ROCKWALL COUNTY |
$268,423 | 0.2620 | $703 | — | $703 |
|
School District
ROCKWALL ISD |
$128,423 (H) | 1.0669 | $2,864 | -$1,494 | $1,370 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $4,348 − Est. Tax Reductions / Savings $1,494 = Est. Taxes (With Current Exemptions) $2,854
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $1,494. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $2,854 with the exemptions shown today and $4,348 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $58,300 | $125,050 | $183,350 | $183,350 | -$1,340 / -0.73% |
| 2022 | $70,000 | $135,990 | $205,990 | $201,685 | +$22,640 / +12.35% |
| 2023 | $100,000 | $129,741 | $229,741 | $221,853 | +$23,751 / +11.53% |
| 2024 | $110,000 | $165,457 | $275,457 | $244,038 | +$45,716 / +19.90% |
| 2025 | $110,000 | $165,692 | $275,692 | $268,442 | +$235 / +0.09% |
| 2026 | $110,000 | $158,423 | $268,423 | $268,423 | -$7,269 / -2.64% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $349,900 − Current CAD Market Value $268,423 = Over CAD Value +$81,477 (+30.4%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND L L JACKSON ADD
A curated look at local favorites, everyday stops, and lifestyle context near this property.