- Rockwall County
- Fate TX
- 75087
- Local Area: Woodcreek Ph 3b
Property Overview
INCREDIBLE BUYER INCENTIVES: $6,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $6,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC.
610 Louder Way is a two-story Fate home with a two-car attached garage and a bright, open main level. The kitchen includes white cabinetry, a center island, generous counter space, and visible appliances, flowing into the dining and living areas. A fireplace anchors the main living room, while large windows provide natural light throughout. The upper level includes bedrooms and bathrooms with flexible room arrangements, and the rear exterior opens to a grassy yard. Central gas heating and electric cooling support year-round comfort. Home comes with a 100-Day Home Warranty
Featured spaces
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Property highlights
Year Built 2005
School District Rockwall Isd
HOA $396 SemiAnnually
Parking 2-car garage, 2 covered
Architecture Detached
Fireplace 1 Fireplaces
Neighborhood Woodcreek Ph 3b
Full Property Details
Property Details
Quick Details
- Price $370,000
- Status Active
- Bedrooms 5
- Bathrooms 4
- Square Feet 3,387 Sq Ft
- Lot Size 0.15 acres
- Lot Size Sq Ft 6,490
- Year Built 2005
- Price / Sq Ft $109 / Sq Ft
- MLS # 21407725
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- Property Condition Resale
- County Rockwall
- Subdivision Woodcreek Ph 3b
- Days on Market 20
Home Details
- Architectural Style Detached
- Stories 2
- Levels Two
- Full Baths 3
- Half Baths 1
- Construction Brick
- Foundation Slab
- Flooring Carpet, Ceramic Tile, Hardwood
- Heating Central
- Cooling Central Air, Electric
- Property Attached No
Kitchen & Interior
- Appliances Dishwasher, Microwave
- Interior Features Granite Counters
- Fireplaces 1
- Fireplace Features Living Room
Lot & Exterior
- Patio & Porch Features Front Porch
- Fencing Back Yard
- Pool No
Parking
- Parking Driveway, Garage
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $7,549
- HOA Fee $396 SemiAnnually
- HOA Includes Maintenance Grounds
- Parcel Number 000000063315
- Legal Description WOODCREEK PH 3B, BLOCK L, LOT 36
- Tax Block L
- Tax Lot 36
Utilities
- Utilities Water Available
- Water Public
Schools
- School District Rockwall ISD
- Elementary Billie Stevenson — Rockwall ISD
- Middle Herman E Utley — Rockwall ISD
- High Rockwall — Rockwall ISD
Listing Information
- Listing Agent Amber Broadway
- Brokerage Opendoor Brokerage, LLC
- MLS Board NTREIS
- List Date 10/09/2026
- Source Updated 10/30/2026
- Last Updated 10/30/2026
- Virtual Tour View Virtual Tour (Zillow)
Explore in 3D
Property Tax & CAD Valuation for 610 Louder Way
Rockwall CAD (TrueProdigy) records for 610 Louder Way, Fate, TX 75087 show a CAD market value of $428,016 and a net appraised value of $428,016. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD (TrueProdigy) property-tax and appraisal records for 610 Louder Way, Fate, TX 75087, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD (TrueProdigy) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $92,000 + Improvement Value $336,016 = CAD Market Value $428,016
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Value: $336,016 Total Area: 3918 Sqft Living Area: 3387 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 1,902 Sqft |
| MAIN AREA | MA | 1,485 Sqft |
| ATTACHED GARAGE | AG | 441 Sqft |
| COVERED PORCH | CP | 60 Sqft |
| COVERED PORCH | CP | 30 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Reduces Rockwall ISD taxable value by $140,000 (from $428,016 net appraised value to $288,016 school taxable value). Current owner’s exemption, not guaranteed to transfer to buyer.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $428,016 − All Current CAD Reductions $0 = Current Taxed Starting Point $428,016
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
Taxable-value reduction for applicable school district (Rockwall ISD); current owner’s exemption, not guaranteed to transfer to buyer. Other local taxing units on this record apply $0 exemption reduction (taxed at $428,016 net appraised value).
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF FATE |
$428,016 | 0.2909 | $1,245 | — | $1,245 |
|
County
ROCKWALL COUNTY |
$428,016 | 0.2620 | $1,121 | — | $1,121 |
|
Municipal Utility District (MUD)
RW CO CONS MUD1 |
$428,016 | 0.1400 | $599 | — | $599 |
|
School District
ROCKWALL ISD |
$288,016 (H) | 1.0669 | $4,567 | -$1,494 | $3,073 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Municipal Utility District (MUD): A special-purpose district that may appear as a separate taxing entity.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $7,532 − Est. Tax Reductions / Savings $1,494 = Est. Taxes (With Current Exemptions) $6,038
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $1,494. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $6,038 with the exemptions shown today and $7,532 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $96,900 | $231,400 | $328,300 | $328,300 | +$16,010 / +5.13% |
| 2022 | $115,000 | $306,670 | $421,670 | $421,670 | +$93,370 / +28.44% |
| 2023 | $149,500 | $319,775 | $469,275 | $469,275 | +$47,605 / +11.29% |
| 2024 | $115,000 | $351,241 | $466,241 | $466,241 | -$3,034 / -0.65% |
| 2025 | $105,800 | $343,986 | $449,786 | $449,786 | -$16,455 / -3.53% |
| 2026 | $92,000 | $336,016 | $428,016 | $428,016 | -$21,770 / -4.84% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $370,000 − Current CAD Market Value $428,016 = Under CAD Value -$58,016 (-13.6%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND WOODCREEK PH 3B
A curated look at local favorites, everyday stops, and lifestyle context near this property.