- Rockwall County
- Rockwall TX
- 75087
- Local Area: Stoney Hollow Add
Property Overview
Seller offering up to 2% in seller credits to use towards rate buy down or closing costs with preferred lender. Welcome to your dream home! Situated on a generous .33-acre corner lot, this beautifully designed 3-bedroom, 2-bath residence offers the perfect blend of comfort, style, and functionality. Step inside to an inviting open-concept floor plan featuring stunning laminate wood flooring throughout and a warm, welcoming atmosphere. The spacious living room is anchored by a beautiful stone-tiled gas fireplace, creating the ideal setting for cozy evenings at home. The well-appointed kitchen is sure to impress with sleek stainless steel appliances, a gas range for culinary enthusiasts, and a sunny breakfast nook overlooking the backyard. Just off the kitchen, the versatile dining area provides the flexibility to serve as a formal dining space, home office, or study area. Designed with privacy in mind, the split-bedroom layout places the spacious primary suite on one side of the home, creating a peaceful retreat complete with an ensuite bath and ample closet space. Two additional bedrooms are thoughtfully positioned on the opposite side, offering comfort and flexibility for family, guests, or hobbies. Outside, the expansive corner lot provides plenty of room for gardening, recreation, and outdoor entertaining. Enjoy quiet mornings or relaxing evenings on the covered patio while taking in the privacy of your backyard. A standout feature is the detached workshop or man cave, offering endless possibilities for hobbies, storage, projects, or a personal getaway space. Combining modern finishes, flexible living areas, and exceptional outdoor space, this charming home is ready to welcome its next owners.
Featured spaces
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Property highlights
Year Built 2004
School District Rockwall Isd
HOA $320 SemiAnnually
Parking 2-car garage, 2 covered
Architecture Traditional, Detached
Fireplace 1 Fireplaces
Neighborhood Stoney Hollow Add
Full Property Details
Property Details
Quick Details
- Price $370,000
- Status Active
- Bedrooms 3
- Bathrooms 2
- Square Feet 1,850 Sq Ft
- Lot Size 0.34 acres
- Lot Size Sq Ft 14,723
- Year Built 2004
- Price / Sq Ft $200 / Sq Ft
- MLS # 21392547
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Stoney Hollow Add
- Days on Market 37
Home Details
- Architectural Style Traditional, Detached
- Stories 1
- Levels One
- Full Baths 2
- Half Baths 0
- Construction Brick, Wood Siding
- Foundation Slab
- Roof Composition
- Flooring Laminate
- Heating Central, Natural Gas
- Cooling Central Air, Electric
- Property Attached No
Kitchen & Interior
- Appliances Double Oven, Dishwasher, Gas Cooktop, Gas Oven, Microwave
- Interior Features Decorative Designer Lighting Fixtures, Double Vanity, Granite Counters
- Laundry Features Washer Hookup, Laundry In Utility Room
- Fireplaces 1
- Fireplace Features Gas, Gas Log, Living Room
Lot & Exterior
- Lot Features Corner Lot, Landscaped
- Patio & Porch Features Covered
- Fencing Wood
- Pool No
Parking
- Parking Concrete, Driveway, Garage, Garage Door Opener
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $6,290
- HOA Fee $320 SemiAnnually
- HOA Includes Association Management
- Parcel Number 000000057605
- Legal Description STONEY HOLLOW ADDITION, BLOCK E, LOT 21
- Tax Block E
- Tax Lot 21
Utilities
- Utilities Sewer Available, Water Available
- Water Public
- Sewer Public Sewer
Schools
- School District Rockwall ISD
- Elementary Celia Hays — Rockwall ISD
- Middle JW Williams — Rockwall ISD
- High Rockwall — Rockwall ISD
Listing Information
- Listing Agent Lance Jennings
- Brokerage Keller Williams Realty DPR
- MLS Board NTREIS
- List Date 09/23/2026
- Source Updated 10/31/2026
- Last Updated 10/31/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 2851 Cobblestone Drive
Rockwall CAD (TrueProdigy) records for 2851 Cobblestone Drive, Rockwall, TX 75087 show a CAD market value of $399,261 and a net appraised value of $399,261. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD (TrueProdigy) property-tax and appraisal records for 2851 Cobblestone Drive, Rockwall, TX 75087, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD (TrueProdigy) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $138,000 + Improvement Value $261,261 = CAD Market Value $399,261
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Value: $259,928 Total Area: 2454 Sqft Living Area: 1850 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 1,850 Sqft |
| ATTACHED GARAGE | AG | 427 Sqft |
| COVERED PORCH | CP | 135 Sqft |
| COVERED PORCH | CP | 42 Sqft |
| Additional Feature / Structure | Type / Details | Area / Quantity |
|---|---|---|
| MISC IMP | Code: STG 12X16 · Class: A1 · Built 2010 | 192 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Reduces Rockwall ISD taxable value by $140,000 (from $399,261 net appraised value to $259,261 school taxable value). Current owner’s exemption, not guaranteed to transfer to buyer.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $399,261 − All Current CAD Reductions $0 = Current Taxed Starting Point $399,261
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
Taxable-value reduction for applicable school district (Rockwall ISD); current owner’s exemption, not guaranteed to transfer to buyer. Other local taxing units on this record apply $0 exemption reduction (taxed at $399,261 net appraised value).
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF ROCKWALL |
$399,261 | 0.2580 | $1,030 | — | $1,030 |
|
County
ROCKWALL COUNTY |
$399,261 | 0.2620 | $1,046 | — | $1,046 |
|
School District
ROCKWALL ISD |
$259,261 (H) | 1.0669 | $4,260 | -$1,494 | $2,766 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $6,336 − Est. Tax Reductions / Savings $1,494 = Est. Taxes (With Current Exemptions) $4,842
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $1,494. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $4,842 with the exemptions shown today and $6,336 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $103,000 | $159,170 | $262,170 | $262,170 | +$9,080 / +3.59% |
| 2022 | $132,600 | $212,740 | $345,340 | $288,387 | +$83,170 / +31.72% |
| 2023 | $169,000 | $242,652 | $411,652 | $317,226 | +$66,312 / +19.20% |
| 2024 | $130,000 | $238,500 | $368,500 | $348,949 | -$43,152 / -10.48% |
| 2025 | $143,000 | $240,972 | $383,972 | $383,844 | +$15,472 / +4.20% |
| 2026 | $138,000 | $261,261 | $399,261 | $399,261 | +$15,289 / +3.98% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $370,000 − Current CAD Market Value $399,261 = Under CAD Value -$29,261 (-7.3%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND STONEY HOLLOW ADD
A curated look at local favorites, everyday stops, and lifestyle context near this property.