Featured spaces
HAVE QUESTIONS ABOUT THIS HOME?
Text or email Steavy directly from this listing.
HAVE QUESTIONS ABOUT THIS HOME?
Text or email Steavy directly from this listing.
Property highlights
Full Property Details
Property Details
Quick Details
- Price $698,000
- Status Active
- Lot Size 0.4 acres
- MLS # 21163962
Overview
- Property Type Land
- Property Subtype Improved Land
- County Henderson
- Subdivision Heather Woods Add Sec 01
- Days on Market 649
Home Details
- Full Baths 0
- Half Baths 0
Lot & Exterior
- Lot Features Subdivision, Waterfront
Parking
- Attached Garage No
Taxes & HOA
- HOA Fee $200 Annually
- HOA Includes Association Management
Utilities
- Utilities Electricity Available, Municipal Utilities, Sewer Available, Water Available
Schools
- Elementary Tool — Malakoff Isd
- Middle Malakoff — Malakoff Isd
- High Malakoff — Malakoff Isd
Listing Information
- MLS Board NTREIS
- List Date 07/31/2024
- Source Updated 05/10/2026
- Last Updated 08/19/2026
- Virtual Tour Available
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Henderson CAD (Pritchard & Abbott) property-tax and appraisal records for 433 Winding Shore Drive, Tool, TX 75143, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Henderson CAD (Pritchard & Abbott) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
BOATHOUSE/LIFT
| Detail | CAD Code | Area |
|---|---|---|
| BOATHOUSE/LIFT | BH | 1 Sqft |
3. Exemptions That Lower Taxable Value
Exemptions and CAD reductions can lower the taxable value used to estimate property taxes. A common example is a homestead exemption for an owner-occupied home. Some properties may also have agricultural or special-use valuation, where part of the land is taxed differently than land valued for development. Not every taxing entity applies the same exemption or reduction.
No standard exemptions or CAD reductions were detected in the current record.
A buyer’s future exemptions, taxable value, and tax bill may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable | Rate | Before | Savings | Est. Tax |
|---|---|---|---|---|---|
| Other Entity: HENDERSON CAD | |||||
|
Other Entity
HENDERSON CAD |
$390,000 | — | — | — | — |
| Other Entity: EMERGENCY SVS DIST #4 | |||||
|
Other Entity
EMERGENCY SVS DIST #4 |
$390,000 | 0.0750 | $293 | — | $293 |
| County: HENDERSON CO R&B | |||||
|
County
HENDERSON CO R&B |
$390,000 | 0.0172 | $67 | — | $67 |
| County: HENDERSON COUNTY | |||||
|
County
HENDERSON COUNTY |
$390,000 | 0.2743 | $1,070 | — | $1,070 |
| County: HENDERSON CO FM-FC | |||||
|
County
HENDERSON CO FM-FC |
$390,000 | 0.0400 | $156 | — | $156 |
| Independent School District (ISD): MALAKOFF ISD | |||||
|
Independent School District (ISD)
MALAKOFF ISD |
$390,000 | 0.9169 | $3,576 | — | $3,576 |
| City: CITY OF TOOL | |||||
|
City
CITY OF TOOL |
$376,650 | 0.3751 | $1,463 | -$50 | $1,413 |
| Other Entity: TRINITY VALLEY COMM | |||||
|
Other Entity
TRINITY VALLEY COMM |
$390,000 | 0.1137 | $443 | — | $443 |
Special District Context
- Other Entity: A local taxing entity.
6. Estimated Tax Bottom Line
The current CAD tax estimate shows exemptions reduce the estimated annual taxes by about $50. A buyer’s future tax bill may differ.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed Value reflects the CAD net appraised value after CAD reductions in the value history. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed | YOY Change |
|---|---|---|---|---|---|
| 2021 | $250,000 | $460,445 | $710,445 | $710,445 | +$99,146 / +16.22% |
| 2022 | $375,000 | $715,433 | $1,090,433 | $779,990 | +$379,988 / +53.49% |
| 2023 | $375,000 | $15,000 | $390,000 | $390,000 | -$700,433 / -64.23% |
| 2024 | $375,000 | $15,000 | $390,000 | $390,000 | — |
| 2025 | $375,000 | $15,000 | $390,000 | $390,000 | — |
| 2026 | $375,000 | $15,000 | $390,000 | $390,000 | — |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND HEATHER WOODS ADD SEC 01
A curated look at local favorites, everyday stops, and lifestyle context near this property.