- Henderson County
- Tool TX
- 75143
- Local Area: Mason Addition
Property Overview
Tucked away along a private road beneath mature trees, this beautifully updated waterfront retreat offers approximately 80 feet of shoreline, expansive views across a wide, protected cove, and a stunning new composite boathouse. Situated on a .39-acre lot, the protected cove offers calmer waters ideal for swimming and watersports. Completed in October 2025, the approximately $80K composite deck and boathouse feature an 8,500 lb aluminum boat lift and new lake stairs for easy water access. A spacious deck spans the back of the home, providing plenty of room for outdoor entertaining.
The open-concept living, kitchen, and dining areas feature vaulted ceilings, exposed beams, a wood-burning fireplace, and a wall of windows overlooking the water. The fully remodeled kitchen includes a custom island, updated cabinetry, countertops, backsplash, sink, faucet, and stainless steel appliances. The spacious floor plan offers a private downstairs primary suite, three additional en suite guest bedrooms on the main level, and an upstairs game room with a half bath.
Extensive updates include luxury vinyl plank flooring, fresh interior paint, updated lighting, recessed can lights, ceiling fans, and electrical upgrades. Two new HVAC systems were installed in 2024, plus a dedicated unit for the upstairs game room. Additional features include a new sprinkler system, attached two-car garage, and second driveway for extra parking. Offered furnished making this an easy move-in-ready lake getaway!
Featured spaces
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Property highlights
Year Built 1986
School District Malakoff Isd
HOA No HOA
Parking 2-car garage, 2 covered
Architecture Ranch, Detached
Fireplace 1 Fireplaces
Neighborhood Mason Addition
Full Property Details
Property Details
Quick Details
- Price $848,000
- Status Active
- Bedrooms 4
- Bathrooms 5
- Square Feet 2,652 Sq Ft
- Lot Size 0.4 acres
- Lot Size Sq Ft 17,293
- Year Built 1986
- Price / Sq Ft $320 / Sq Ft
- MLS # 21409624
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- Property Condition Resale
- County Henderson
- Subdivision Mason Addition
- Days on Market 188
Home Details
- Architectural Style Ranch, Detached
- Stories 1
- Levels OneAndOneHalf
- Full Baths 4
- Half Baths 1
- Construction Brick, Wood Siding
- Foundation Slab
- Roof Composition, Shingle
- Flooring Carpet, Luxury Vinyl Plank, Tile
- Heating Central, Electric
- Cooling Central Air, Electric
- Property Attached No
Kitchen & Interior
- Appliances Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave, Refrigerator
- Interior Features Eat In Kitchen, High Speed Internet, Kitchen Island, Multiple Master Suites, Open Floorplan, Vaulted Ceilings, Walk In Closets
- Fireplaces 1
- Fireplace Features Living Room, Wood Burning
- Security Features Smoke Detectors
Lot & Exterior
- Lot Features Irregular Lot, Landscaped, Many Trees, Sprinkler System, Waterfront, Retaining Wall
- Exterior Features Balcony, Boat Slip, Dock
- Patio & Porch Features Balcony
- Pool No
- Waterfront Features Boat Dock Slip, Lake Front, Waterfront
- View Features Water
Parking
- Parking Additional Parking, Driveway
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $14,356
- Parcel Number 35100000006063
- Legal Description LT 6, MASON ADDITION
- Tax Lot 6
Utilities
- Utilities Municipal Utilities, Sewer Available, Water Available
Schools
- School District Malakoff ISD
- Elementary Malakoff — Malakoff ISD
- Middle Malakoff — Malakoff ISD
- High Malakoff — Malakoff ISD
Listing Information
- Listing Agent Debbie French
- Brokerage Ebby Halliday Realtors
- MLS Board NTREIS
- List Date 10/12/2026
- Source Updated 10/16/2026
- Last Updated 10/19/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 1611 Emma Drive
Henderson CAD (Pritchard & Abbott) records for 1611 Emma Drive, Tool, TX 75143 show a CAD market value of $792,245 and a net appraised value of $792,245. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Henderson CAD (Pritchard & Abbott) property-tax and appraisal records for 1611 Emma Drive, Tool, TX 75143, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Henderson CAD (Pritchard & Abbott) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $238,500 + Improvement Value $553,745 = CAD Market Value $792,245
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Total Area: 1772 Sqft Living Area: 1772 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| LIVING AREA | LA | 1,772 Sqft |
Building
Total Area: 440 Sqft Living Area: 440 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| 2ND STORY | L2 | 440 Sqft |
Building
Total Area: 440 Sqft Living Area: 440 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| LIVING ANNEX | LX | 440 Sqft |
| Additional Feature / Structure | Type / Details | Area / Quantity |
|---|---|---|
| GARAGE/ATTACHED | Class: 7 · Built 1986 | 572 Sqft |
| WOOD DECK | Class: 7 · Built 1986 | 630 Sqft |
| PORCH/COV/2ND FL | Class: 7 · Built 1986 | 176 Sqft |
| WOOD DECK | Class: 7 · Built 1986 | 220 Sqft |
| PIER | Class: FLT · Built 1994 | 1 pier |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows an additional exemption. Specific deduction amounts vary by taxing jurisdiction.
Code preserved for review.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $792,245 − All Current CAD Reductions $0 = Current Taxed Starting Point $792,245
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
Other Entity
HENDERSON CAD |
$792,245 | 0.0000 | $0 | — | $0 |
|
Emergency Services District (ESD)
EMERGENCY SVS DIST #4 |
$792,245 | 0.0749 | $593 | — | $593 |
|
County
HENDERSON CO R&B |
$792,245 | 0.0177 | $140 | — | $140 |
|
County
HENDERSON COUNTY |
$792,245 | 0.2846 | $2,255 | — | $2,255 |
|
County
HENDERSON CO FM-FC |
$792,245 | 0.0412 | $326 | — | $326 |
|
School District
MALAKOFF ISD |
$792,245 | 0.9166 | $7,262 | — | $7,262 |
|
City
CITY OF TOOL |
$773,745 | 0.3692 | $2,925 | -$68 | $2,857 |
|
Other Entity
TRINITY VALLEY COMM |
$792,245 | 0.1137 | $900 | — | $900 |
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Emergency Services District (ESD): A special district providing emergency services and fire protection.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $14,401 − Est. Tax Reductions / Savings $68 = Est. Taxes (With Current Exemptions) $14,333
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $68. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $79,500 | $222,948 | $302,448 | $302,448 | — |
| 2022 | $238,500 | $222,948 | $461,448 | $461,448 | +$159,000 / +52.57% |
| 2023 | $238,500 | $480,129 | $718,629 | $718,629 | +$257,181 / +55.73% |
| 2024 | $238,500 | $511,972 | $750,472 | $750,472 | +$31,843 / +4.43% |
| 2025 | $238,500 | $553,745 | $792,245 | $792,245 | +$41,773 / +5.57% |
| 2026 | $238,500 | $553,745 | $792,245 | $792,245 | — |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $848,000 − Current CAD Market Value $792,245 = Over CAD Value +$55,755 (+7.0%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND MASON ADDITION
A curated look at local favorites, everyday stops, and lifestyle context near this property.