- Henderson County
- Malakoff TX
- 75148
- Local Area: Christopher Ridge Sub
Property Overview
Looking for a cabin in the woods getaway? This waterfront secluded home sits in a lovely subdivision on a large open cove. If you want a woodsy, natural surrounding with elbow room and privacy, this is it! You enter on the second story which has an open living design with kitchen and living opening out onto a screened patio with elevated views across the water. There is an office area off of the kitchen that could be used for a small set of bunk beds. Home has two master suites, one up and one down with both stairs and an elevator. The lower level has a second living area complete with pellet stove that heats the whole home in the winter and gives the coziest feel! Oversized laundry and storage room perfect to store all the life vest and float toys! Fenced yard out back is ready for family pets. Well established lawns and mature trees surround this lovely lake cabin. VRBO and short-term rental is allowed. Perfect cove for kayaking, paddle boards and boating fun!
Featured spaces
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Property highlights
Year Built 1986
School District Eustace Isd
HOA $75 Annually
Parking 1-car garage, 1 covered
Architecture Traditional
Fireplace 1 Fireplaces
Neighborhood Christopher Ridge Sub
Full Property Details
Property Details
Quick Details
- Price $499,000
- Status Active
- Bedrooms 2
- Bathrooms 2
- Square Feet 2,088 Sq Ft
- Lot Size 0.37 acres
- Lot Size Sq Ft 16,074
- Year Built 1986
- Price / Sq Ft $239 / Sq Ft
- MLS # 21222696
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Henderson
- Subdivision Christopher Ridge Sub
- Days on Market 156
Home Details
- Architectural Style Traditional
- Stories 1
- Levels One
- Full Baths 2
- Half Baths 0
- Construction Frame
- Foundation Slab
- Roof Composition
- Flooring Other
- Heating Central
- Cooling Central Air
- Property Attached Yes
Kitchen & Interior
- Interior Features Other
- Fireplaces 1
- Fireplace Features Wood Burning
Lot & Exterior
- Lot Features Landscaped, Waterfront
- Pool No
- Waterfront Features Lake Front, Waterfront
Parking
- Parking Driveway, Garage
- Garage Spaces 1
- Covered Parking 1
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $5,326
- HOA Fee $75 Annually
- HOA Includes All Facilities
- Parcel Number 23950000002030
- Legal Description LOT: LT 2 AB 133 T CARO SUR CHRISTOPHER RIDGE
- Tax Lot 2
Utilities
- Utilities Septic Available, Water Available
- Water Community Coop
- Sewer Septic Tank
Schools
- School District Eustace ISD
- Elementary Eustace — Eustace ISD
- Middle Eustace — Eustace ISD
- High Eustace — Eustace ISD
Listing Information
- Listing Agent Tammy Hosch
- Brokerage TX Lake & Land Real Estate
- MLS Board NTREIS
- List Date 04/04/2026
- Source Updated 04/05/2026
- Last Updated 10/17/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 5510 Ridge Way
Henderson CAD (Pritchard & Abbott) records for 5510 Ridge Way, Malakoff, TX 75148 show a CAD market value of $578,647 and a net appraised value of $487,749. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Henderson CAD (Pritchard & Abbott) property-tax and appraisal records for 5510 Ridge Way, Malakoff, TX 75148, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Henderson CAD (Pritchard & Abbott) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $153,000 + Improvement Value $425,647 = CAD Market Value $578,647
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
LIVING AREA
Value: $130,968 Total Area: 864 Sqft Living Area: 864 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| LIVING AREA | LA | 864 Sqft |
BASEMENT
Value: $80,036 Total Area: 528 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| BASEMENT | BM | 528 Sqft |
2ND STORY
Value: $50,932 Total Area: 336 Sqft Living Area: 336 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| 2ND STORY | L2 | 336 Sqft |
PORCH/WOOD/COVERED
Value: $7,276 Total Area: 48 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| PORCH/WOOD/COVERED | PW | 48 Sqft |
GARAGE/ATTACHED
Value: $54,570 Total Area: 360 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| GARAGE/ATTACHED | GA | 360 Sqft |
2ND STORY
Value: $54,570 Total Area: 360 Sqft Living Area: 360 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| 2ND STORY | L2 | 360 Sqft |
WOOD DECK
Value: $10,914 Total Area: 72 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| WOOD DECK | WD | 72 Sqft |
PORCH/SCREEN
Value: $36,380 Total Area: 240 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| PORCH/SCREEN | PS | 240 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
Local taxing jurisdictions reflect taxable value reductions below appraised value. The CAD source did not disclose specific exemption codes.
Statutory 10% limitation on annual increase in appraised value for qualifying residence homestead (Texas Tax Code § 23.23). This is an appraisal-stage limitation, not a local taxing jurisdiction exemption.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $578,647 − All Current CAD Reductions -$90,898 = Current Taxed Starting Point $487,749
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
Taxable-value reduction for applicable school district (Eustace ISD); reflects current CAD record, not guaranteed to transfer to buyer. Additional local taxing units on this record also show taxable-value reductions: Henderson CAD (-$90,898), Henderson Co R&b (-$115,898), Henderson County (-$115,898), Henderson Co Fm-fc (-$93,898), Trinity Valley Comm (-$105,898), Emergency Svs Dist #13 (-$90,898). Separate from -$90,898 10% homestead cap already reflected in the $578,647 net appraised value.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
Other Entity
HENDERSON CAD |
$487,749 | 0.0000 | $0 | — | $0 |
|
School District
EUSTACE ISD |
$190,199 | 0.9008 | $5,212 | -$3,499 | $1,713 |
|
County
HENDERSON CO R&B |
$462,749 | 0.0172 | $100 | -$20 | $80 |
|
County
HENDERSON COUNTY |
$462,749 | 0.2743 | $1,587 | -$318 | $1,269 |
|
County
HENDERSON CO FM-FC |
$484,749 | 0.0400 | $231 | -$38 | $194 |
|
Other Entity
TRINITY VALLEY COMM |
$472,749 | 0.1137 | $658 | -$120 | $537 |
|
Emergency Services District (ESD)
EMERGENCY SVS DIST #13 CAD lists entity but shows no separate rate on this row. |
$487,749 | 0.0000 | $0 | — | $0 |
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Emergency Services District (ESD): A special district providing emergency services and fire protection.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $7,788 − Est. Tax Reductions / Savings $3,995 = Est. Taxes (With Current Exemptions) $3,793
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $3,995. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $71,400 | $247,875 | $319,275 | $302,852 | +$43,956 / +15.97% |
| 2022 | $153,000 | $346,129 | $499,129 | $333,139 | +$179,854 / +56.33% |
| 2023 | $153,000 | $397,991 | $550,991 | $366,453 | +$51,862 / +10.39% |
| 2024 | $153,000 | $425,647 | $578,647 | $403,098 | +$27,656 / +5.02% |
| 2025 | $153,000 | $425,647 | $578,647 | $443,408 | — |
| 2026 | $153,000 | $425,647 | $578,647 | $487,749 | — |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $499,000 − Current CAD Market Value $578,647 = Under CAD Value -$79,647 (-13.8%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND CHRISTOPHER RIDGE SUB
A curated look at local favorites, everyday stops, and lifestyle context near this property.