925 Garner Drive Fate, TX 75087
- Rockwall County
- Fate TX
- 75087
- Local Area: Woodcreek Ph 9d-2
Property Overview
Welcome to this beautiful newer construction home (2023) located in the growing community of Fate, just minutes from Rockwall and major highways for an easy commute. This charming single-family home offers approximately 1,630 sq ft of living space on a 5,837 sq ft lot, providing the perfect balance of comfort and low-maintenance living.
Step inside to a thoughtfully designed layout featuring an open-concept living and dining area, ideal for entertaining and everyday living. The kitchen flows seamlessly into the main living space, creating a warm and inviting atmosphere.
Enjoy the convenience of being close from the elementary, middle, and high school, making daily routines simple and accessible. The home is also located near community amenities, offering easy access to neighborhood features designed for relaxation and recreation.
With modern construction, energy-efficient features, and an attached garage, this home provides comfort, style, and peace of mind.
*Loan may be assumable with an interest rate of 4.75%
** Washer, dryer, refrigerator, gas range, grill, mower, blower, and garage shelving to convey with the property. Mower and blower include batteries and charger.
Featured spaces
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Property highlights
Year Built 2023
School District Royse City Isd
HOA $360 SemiAnnually
Parking 2-car garage, 2 covered
Architecture Detached
Fireplace 1 Fireplaces
Neighborhood Woodcreek Ph 9d-2
Full Property Details
Property Details
Quick Details
- Price $330,000
- Status Sold
- Bedrooms 3
- Bathrooms 2
- Square Feet 1,630 Sq Ft
- Lot Size 0.13 acres
- Lot Size Sq Ft 5,837
- Year Built 2023
- Price / Sq Ft $202 / Sq Ft
- MLS # 21231178
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Woodcreek Ph 9d-2
- Days on Market 78
Home Details
- Architectural Style Detached
- Stories 1
- Levels One
- Full Baths 2
- Half Baths 0
- Property Attached No
Kitchen & Interior
- Appliances Dryer, Dishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer
- Interior Features Built In Features, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Smart Home, Walk In Closets
- Fireplaces 1
- Fireplace Features Electric, Living Room
Lot & Exterior
- Pool No
Parking
- Parking Garage
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $8,266
- HOA Fee $360 SemiAnnually
- HOA Includes All Facilities, Association Management
- Parcel Number 000000118920
- Legal Description WOODCREEK PHASE 9D-2, BLOCK Q, LOT 6
- Tax Block Q
- Tax Lot 6
Utilities
- Utilities Sewer Available
- Sewer Public Sewer
Schools
- School District Royse City ISD
- Elementary Vernon — Royse City ISD
- Middle Bobby Summers — Royse City ISD
- High Royse City — Royse City ISD
Listing Information
- Listing Agent Beatriz Zuluaga
- Brokerage Monument Realty
- MLS Board NTREIS
- List Date 04/08/2026
- Source Updated 06/01/2026
- Last Updated 11/02/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 925 Garner Drive
Rockwall CAD records for 925 Garner Drive, Fate, TX 75087 show a CAD market value of $304,886 and a net appraised value of $304,886. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD property-tax and appraisal records for 925 Garner Drive, Fate, TX 75087, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $76,500 + Improvement Value $228,386 = CAD Market Value $304,886
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
RESIDENTIAL
Total Area: 2268 Sqft Living Area: 1630 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 1,630 Sqft |
| ATTACHED GARAGE | AG | 432 Sqft |
| COVERED PORCH | CP | 98 Sqft |
| COVERED PORCH | CP | 60 Sqft |
| COVERED PORCH | CP | 48 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Reduces Royse City ISD taxable value by $140,000 (from $304,886 net appraised value to $164,886 school taxable value). Current owner’s exemption, not guaranteed to transfer to buyer.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $304,886 − All Current CAD Reductions $0 = Current Taxed Starting Point $304,886
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
Taxable-value reduction for applicable school district (Royse City ISD); current owner’s exemption, not guaranteed to transfer to buyer. Other local taxing units on this record apply $0 exemption reduction (taxed at $304,886 net appraised value).
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF FATE |
$304,886 | 0.2909 | $887 | — | $887 |
|
County
ROCKWALL COUNTY |
$304,886 | 0.2510 | $765 | — | $765 |
|
School District
ROYSE CITY ISD |
$164,886 (H) | 1.2552 | $3,827 | -$1,757 | $2,070 |
|
Municipal Utility District (MUD)
RW CO MUD9 |
$304,886 | 0.7100 | $2,165 | — | $2,165 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Municipal Utility District (MUD): A special-purpose district that may appear as a separate taxing entity.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $7,644 − Est. Tax Reductions / Savings $1,757 = Est. Taxes (With Current Exemptions) $5,886
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $1,757. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $5,886 with the exemptions shown today and $7,644 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2023 | $60,000 | — | $60,000 | $60,000 | — |
| 2024 | $70,000 | $253,442 | $323,442 | $323,442 | +$263,442 / +439.07% |
| 2025 | $70,000 | $259,696 | $329,696 | $329,696 | +$6,254 / +1.93% |
| 2026 | $76,500 | $228,386 | $304,886 | $304,886 | -$24,810 / -7.53% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $330,000 − Current CAD Market Value $304,886 = Over CAD Value +$25,114 (+8.2%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND WOODCREEK PH 9D-2
A curated look at local favorites, everyday stops, and lifestyle context near this property.