- Henderson County
- Trinidad TX
- 75163
- Local Area: Key Ranch Estates
Property Overview
Positioned on a nearly half-acre (.483-acre) lot with 80’ of platted waterfront, this extensively updated lake home offers a like-new feel with an ideal blend of outdoor entertaining and indoor comfort.
The covered waterside patio creates an exceptional outdoor living space with granite countertops, bar seating, sink, built-in grill, mounted TV, and a spacious dining area—perfect for hosting and enjoying lake days with family and friends. The oversized backyard offers plenty of room for games or future additions like a firepit, pickleball court, or pool (with HOA approval).
A recently built composite boathouse features a boat slip, PWC lift, and spacious party deck—ready for summer entertaining and lakeside gatherings.
Inside, large picture windows bring in natural light and water views. The open-concept design features shiplap ceilings, recessed lighting, a wood-burning fireplace, and durable luxury vinyl plank flooring throughout. The dining area connects to a well-appointed beverage bar with ice maker and beverage refrigerator and flows into the beautifully remodeled kitchen with shaker-style cabinetry, quartz countertops, stainless appliances, and breakfast area.
The lower level includes an expansive bunkroom and a full bath with dual-sink vanity, tiled walk-in shower, and a laundry area with cabinetry and a granite folding counter.
The waterside primary suite offers a private balcony with cedar beams, modern cable railing, and exterior stair access to the patio. The spa-like en suite bath features a soaking tub, walk-in tile shower, and modern fixtures and finishes throughout.
Upstairs are two additional bedrooms connected by an updated Jack-and-Jill bath with stylish tilework and a walk-in shower.
Recent improvements include a newer roof, skylights, added insulation, and drainage updates. A dedicated water toy and tool shed provides convenient storage, while the long driveway and covered parking offer ample space for guests.
Featured spaces
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Property highlights
Year Built 1984
School District Malakoff Isd
HOA $50 Annually
Parking 2 covered spaces
Architecture Ranch, Detached
Fireplace 1 Fireplaces
Neighborhood Key Ranch Estates
Full Property Details
Property Details
Quick Details
- Price $739,000
- Status Active
- Bedrooms 4
- Bathrooms 3
- Square Feet 2,219 Sq Ft
- Lot Size 0.48 acres
- Lot Size Sq Ft 21,039
- Year Built 1984
- Price / Sq Ft $333 / Sq Ft
- MLS # 21245638
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- Property Condition Resale
- County Henderson
- Subdivision Key Ranch Estates
- Days on Market 183
Home Details
- Architectural Style Ranch, Detached
- Stories 1
- Levels Two
- Full Baths 3
- Half Baths 0
- Construction Frame
- Foundation Slab
- Roof Composition
- Flooring Luxury Vinyl Plank
- Heating Central, Electric
- Cooling Central Air, Electric
- Property Attached Yes
Kitchen & Interior
- Appliances Dishwasher, Electric Oven, Electric Range, Disposal, Ice Maker, Vented Exhaust Fan, Wine Cooler
- Interior Features Built In Features, High Speed Internet, Wired For Sound
- Laundry Features Electric Dryer Hookup
- Fireplaces 1
- Fireplace Features Wood Burning
- Window Features Window Coverings
Lot & Exterior
- Lot Features Retaining Wall
- Patio & Porch Features Covered, Patio
- Pool No
- Other Structures Outdoor Kitchen
- Waterfront Features Boat Dock Slip, Boat Ramp Lift Access, Lake Front
Parking
- Parking Concrete, Carport, Driveway
- Covered Parking 2
- Attached Garage No
Taxes & HOA
- Annual Taxes $8,178
- HOA Fee $50 Annually
- HOA Includes All Facilities
- Community Features Boat Facilities, Fishing, Lake
- Parcel Number 32400000521060
- Legal Description LT 521, KEY RANCH ESTATES #1
- Tax Lot 521
Utilities
- Utilities Municipal Utilities, Water Available
Schools
- School District Malakoff ISD
- Elementary Tool — Malakoff ISD
- Middle Malakoff — Malakoff ISD
- High Malakoff — Malakoff ISD
Listing Information
- Listing Agent Debbie French
- Brokerage Ebby Halliday Realtors
- MLS Board NTREIS
- List Date 04/20/2026
- Source Updated 10/26/2026
- Last Updated 10/26/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 125 Xit Ranch Road
Henderson CAD (Pritchard & Abbott) records for 125 Xit Ranch Road, Trinidad, TX 75163 show a CAD market value of $566,716 and a net appraised value of $566,716. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Henderson CAD (Pritchard & Abbott) property-tax and appraisal records for 125 Xit Ranch Road, Trinidad, TX 75163, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Henderson CAD (Pritchard & Abbott) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $180,000 + Improvement Value $386,716 = CAD Market Value $566,716
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
LIVING AREA
Value: $88,735 Total Area: 807 Sqft Living Area: 807 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| LIVING AREA | LA | 807 Sqft |
2ND STORY
Value: $82,577 Total Area: 751 Sqft Living Area: 751 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| 2ND STORY | L2 | 751 Sqft |
GARAGE/ATTACHED
Value: $48,381 Total Area: 440 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| GARAGE/ATTACHED | GA | 440 Sqft |
PATIO SLAB
Value: $34,636 Total Area: 315 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| PATIO SLAB | PL | 315 Sqft |
PATIO SLAB
Value: $22,211 Total Area: 202 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| PATIO SLAB | PL | 202 Sqft |
CARPORT/CONCRETE FLOOR
Value: $26,389 Total Area: 240 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| CARPORT/CONCRETE FLOOR | CP | 240 Sqft |
PORCH/COV
Value: $1,319 Total Area: 12 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| PORCH/COV | PO | 12 Sqft |
CARPORT/FREESTANDING
Value: $82,467 Total Area: 750 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| CARPORT/FREESTANDING | CF | 750 Sqft |
BOATHOUSE/LIFT
| Detail | CAD Code | Area |
|---|---|---|
| BOATHOUSE/LIFT | BH | 0 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
No standard exemptions or CAD reductions were detected in the current record.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $566,716 − All Current CAD Reductions $0 = Current Taxed Starting Point $566,716
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
Other Entity
HENDERSON CAD |
$566,716 | 0.0000 | $0 | — | $0 |
|
Emergency Services District (ESD)
EMERGENCY SVS DIST #1 |
$566,716 | 0.0810 | $459 | — | $459 |
|
County
HENDERSON CO R&B |
$566,716 | 0.0172 | $98 | — | $98 |
|
County
HENDERSON COUNTY |
$566,716 | 0.2743 | $1,554 | — | $1,554 |
|
County
HENDERSON CO FM-FC |
$566,716 | 0.0400 | $227 | — | $227 |
|
School District
MALAKOFF ISD |
$566,716 | 0.9169 | $5,196 | — | $5,196 |
|
Other Entity
TRINITY VALLEY COMM |
$566,716 | 0.1137 | $644 | — | $644 |
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Emergency Services District (ESD): A special district providing emergency services and fire protection.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $8,178 − Est. Tax Reductions / Savings — = Est. Taxes (With Current Exemptions) $8,178
The current CAD record does not establish an exemption tax savings calculation. A buyer’s future tax bill may differ.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $108,000 | $180,275 | $288,275 | $288,275 | +$20,085 / +7.49% |
| 2022 | $194,400 | $253,183 | $447,583 | $447,583 | +$159,308 / +55.26% |
| 2023 | $180,000 | $289,742 | $469,742 | $469,742 | +$22,159 / +4.95% |
| 2024 | $180,000 | $384,644 | $564,644 | $564,644 | +$94,902 / +20.20% |
| 2025 | $180,000 | $386,716 | $566,716 | $566,716 | +$2,072 / +0.37% |
| 2026 | $180,000 | $386,716 | $566,716 | $566,716 | — |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $739,000 − Current CAD Market Value $566,716 = Over CAD Value +$172,284 (+30.4%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND KEY RANCH ESTATES
A curated look at local favorites, everyday stops, and lifestyle context near this property.