- Rockwall County
- Fate TX
- 75189
- Local Area: Williamsburg Phase 3A-1
Property Overview
AFTER MULTIPLE CONTRACT EXTENSIONS, BUYERS LOAN WAS DENIED! SELLERS ARE CRUSHED AND HAVE MOVED. READY FOR IMMEDIATE MOVE-IN. Coveted Open Floor Plan with Spacious Living and Dining, Featuring Massive 20 x 15 Kitchen Complete with Sleek Granite Counters, Large Subway-Tile Backsplash and Stainless-Steel Appliances with Gas Range. You’ll Especially Love the Oversized Coffee Bar with Plenty of Extra Cabinet Space. The Primary Suite Serves as a Private Sanctuary with Large Windows Overlooking the Backyard and Ensuite Bath Boasting an Oversized Shower and a Generous Walk-In Closet. While the Primary Suite and Three Bedrooms are Conveniently Located on the Main Level, You’ll Find a Hidden Retreat Upstairs Featuring a Spacious Family Room and a Full Bath. The Three Additional Bedrooms Provide Flexibility to Suite Your Lifestyle. Whether You Need Space for Children, a Dedicated Home Office, A Guest Room, Or Even a Personal Workout Area, This Home Has You Covered. Step Outside to Enjoy Outdoor Living Space Flagstone and Rock Pathway Lead to 13 x 11 Artfully Crafted Pergola with a Solid Gabled Roof, Integrated Ceiling Fan, Bistro Lighting and Flagstone Inspired Stained Concrete. The Perfect Boutique Space for Year-Round Chilling. Easy to Maintain Artificial Grass in Back Yard. Enjoy the Community Pool, Club House, Parks, Fitness Center and more. Wonderful HOA Events Such as Easter Egg Hunts, Bunco, Crawfish boil and Holiday Celebrations. Rockwall ISD. Ideally Located Within Walking Distance of the Lupe Garcia Elementary School and the Ursla Rakow Brand-New Middle School Located in the Neighborhood. Heath High School.
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Property highlights
Year Built 2021
School District Rockwall Isd
HOA $1,022 Annually
Pool Yes
Parking 2-car garage, 2 covered
Architecture Traditional, Detached
Neighborhood Williamsburg Phase 3A-1
Full Property Details
Property Details
Quick Details
- Price $355,000
- Status Active
- Bedrooms 4
- Bathrooms 3
- Square Feet 2,479 Sq Ft
- Lot Size 0.13 acres
- Lot Size Sq Ft 5,532
- Year Built 2021
- Price / Sq Ft $143 / Sq Ft
- MLS # 21249065
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Williamsburg Phase 3A-1
- Days on Market 37
Home Details
- Architectural Style Traditional, Detached
- Levels OneAndOneHalf
- Full Baths 3
- Half Baths 0
- Construction Brick
- Foundation Slab
- Roof Composition
- Flooring Ceramic Tile, Luxury Vinyl Plank
- Heating Central, Natural Gas
- Cooling Central Air, Ceiling Fans, Electric
- Property Attached Yes
Kitchen & Interior
- Appliances Gas Range, Microwave
- Interior Features Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Cable Tv
- Security Features Smoke Detectors
Lot & Exterior
- Lot Features Sprinkler System, Few Trees
- Exterior Features Rain Gutters
- Patio & Porch Features Deck, Covered
- Fencing Wood
- Pool Yes
- Pool Features Community
- Other Structures Pergola
Parking
- Parking Garage
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $5,842
- HOA Fee $1,022 Annually
- HOA Includes All Facilities, Association Management
- Community Features Clubhouse, Fitness Center, Fishing, Lake, Playground, Pool, Sidewalks
- Parcel Number 000000105781
- Legal Description WILLIAMSBURG PHASE 3A-1, BLOCK A, LOT 51
- Tax Block A
- Tax Lot 51
Utilities
- Utilities Sewer Available, Water Available, Cable Available
- Water Public
- Sewer Public Sewer
Schools
- School District Rockwall ISD
- Elementary Lupe Garcia — Rockwall ISD
- Middle Ursula Rakow — Rockwall ISD
- High Rockwall-Heath — Rockwall ISD
Listing Information
- Listing Agent Dea Kelly
- Brokerage Coldwell Banker Realty
- MLS Board NTREIS
- List Date 04/24/2026
- Source Updated 08/07/2026
- Last Updated 08/19/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 929 Philadelphia Street
Rockwall CAD records for 929 Philadelphia Street, Fate, TX 75189 show a CAD market value of $354,310 and a net appraised value of $354,310. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD property-tax and appraisal records for 929 Philadelphia Street, Fate, TX 75189, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $100,100 + Improvement Value $254,210 = CAD Market Value $354,310
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Value: $251,782 Total Area: 2987 Sqft Living Area: 2479.5 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 2,023 Sqft |
| MAIN AREA | MA | 457 Sqft |
| ATTACHED GARAGE | AG | 400 Sqft |
| COVERED PORCH | CP | 63 Sqft |
| COVERED PORCH | CP | 45 Sqft |
PERGOLA
Value: $2,428 Total Area: 180 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| PERGOLA | PERGOLA | 180 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Reduces Rockwall ISD taxable value by $140,000 (from $354,310 net appraised value to $214,310 school taxable value). Current owner’s exemption, not guaranteed to transfer to buyer.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $354,310 − All Current CAD Reductions $0 = Current Taxed Starting Point $354,310
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
Taxable-value reduction for applicable school district (Rockwall ISD); current owner’s exemption, not guaranteed to transfer to buyer. Other local taxing units on this record apply $0 exemption reduction (taxed at $354,310 net appraised value).
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF FATE |
$354,310 | 0.2909 | $1,031 | — | $1,031 |
|
County
ROCKWALL COUNTY |
$354,310 | 0.2510 | $889 | — | $889 |
|
School District
ROCKWALL ISD |
$214,310 (H) | 1.0669 | $3,780 | -$1,494 | $2,286 |
|
Public Improvement District (PID)
WILLIAMSBURG PID NO. 1 PHASE 2B, 2C, 3A1 CAD lists entity but shows no separate rate on this row. |
$354,310 | 0.0000 | $0 | — | $0 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Public Improvement District (PID): A special-purpose district created to fund specific public improvements.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $5,700 − Est. Tax Reductions / Savings $1,494 = Est. Taxes (With Current Exemptions) $4,206
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $1,494. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $4,206 with the exemptions shown today and $5,700 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $46,608 | — | $46,608 | $46,608 | — |
| 2022 | $87,000 | $272,330 | $359,330 | $359,330 | +$312,722 / +670.96% |
| 2023 | $140,000 | $269,603 | $409,603 | $395,263 | +$50,273 / +13.99% |
| 2024 | $110,000 | $270,841 | $380,841 | $380,841 | -$28,762 / -7.02% |
| 2025 | $99,000 | $264,120 | $363,120 | $363,120 | -$17,721 / -4.65% |
| 2026 | $100,100 | $254,210 | $354,310 | $354,310 | -$8,810 / -2.43% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $355,000 − Current CAD Market Value $354,310 = Over CAD Value +$690 (+0.2%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND WILLIAMSBURG PHASE 3A-1
A curated look at local favorites, everyday stops, and lifestyle context near this property.