490 Oak Hills Lane Fate, TX 75189
- Rockwall County
- Fate TX
- 75189
- Local Area: Williamsburg Ph 1a
Property Overview
Welcome home to this gorgeous retreat designed for comfort, space, and making lifelong memories. Featuring 3 spacious bedrooms and 2.5 baths, the office has a closet and could be used for a fourth bedroom if needed. This home offers the perfect layout for families of all sizes. Step inside to an inviting open floorplan that seamlessly connects the living, dining, and eat-in kitchen—ideal for entertaining or everyday living. The heart of the home is the spectacular kitchen, complete with granite, custom cabinetry a lg center island, gas cooktop, walk-in pantry & abundant cabinet & counter space. The kitchen provides plenty of space for gathering, whether it’s morning coffee or family dinners. The living room and primary bedroom have beautiful, coffered ceilings. There is ample storage throughout so staying organized is effortless. The spacious 2 car garage has built in shelves for plenty of storage options. The large backyard is a true highlight, featuring a concrete patio and your own private pool with waterfall feature, no immediate rear neighbors and farmland behind. You’ll love the peaceful, open views. Residents of Williamsburg enjoy exceptional amenities including scenic walking trails, parks, a clubhouse, fitness center, splash pads, and multiple community pools. The community also offers the convenience of an on-site elementary and middle school, making daily routines a breeze.
Featured spaces
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Property highlights
Year Built 2012
School District Rockwall Isd
HOA $511 SemiAnnually
Pool Pool
Parking 2-car garage, 2 covered
Architecture Traditional, Detached
Fireplace 1 Fireplaces
Neighborhood Williamsburg Ph 1a
Full Property Details
Property Details
Quick Details
- Price $435,500
- Status Sold
- Bedrooms 3
- Bathrooms 3
- Square Feet 2,257 Sq Ft
- Lot Size 0.16 acres
- Lot Size Sq Ft 6,882
- Year Built 2012
- Price / Sq Ft $193 / Sq Ft
- MLS # 21249334
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Williamsburg Ph 1a
- Days on Market 34
Home Details
- Architectural Style Traditional, Detached
- Stories 1
- Levels One
- Full Baths 2
- Half Baths 1
- Construction Brick
- Foundation Slab
- Roof Composition
- Flooring Carpet, Ceramic Tile, Wood
- Heating Central, Fireplaces
- Cooling Central Air, Ceiling Fans, Electric
- Property Attached No
Kitchen & Interior
- Appliances Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave, Refrigerator, Tankless Water Heater, Vented Exhaust Fan
- Interior Features Double Vanity, Eat In Kitchen, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Smart Home, Walk In Closets, Wired For Sound
- Laundry Features Washer Hookup, Dryer Hookup, Electric Dryer Hookup, Laundry In Utility Room
- Fireplaces 1
- Fireplace Features Gas, Gas Starter, Living Room
- Window Features Window Coverings
- Security Features Security System, Fire Alarm, Smoke Detectors
Lot & Exterior
- Lot Features Landscaped, Level, Subdivision
- Patio & Porch Features Rear Porch, Front Porch, Covered
- Fencing Back Yard, Wood
- Pool Yes
- Pool Features Gunite, In Ground, Pool, Pool Sweep, Waterfall, Community
Parking
- Parking Concrete, Direct Access, Garage Faces Front, Garage, Garage Door Opener
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $5,998
- HOA Fee $511 SemiAnnually
- HOA Includes All Facilities, Association Management, Maintenance Grounds
- Community Features Clubhouse, Fenced Yard, Lake, Playground, Pool, Trails Paths, Curbs, Sidewalks
- Parcel Number 000000072795
- Legal Description WILLIAMSBURG PHASE 1A, BLOCK F, LOT 5
- Tax Block F
- Tax Lot 5
Utilities
- Utilities Sewer Available, Separate Meters, Underground Utilities, Water Available
- Water Public
- Sewer Public Sewer
Schools
- School District Rockwall ISD
- Elementary Lupe Garcia — Rockwall ISD
- Middle Ursula Rakow — Rockwall ISD
- High Rockwall-Heath — Rockwall ISD
Listing Information
- Listing Agent Sondra Stephens
- Brokerage Front Door Realty
- MLS Board NTREIS
- List Date 04/27/2026
- Source Updated 10/14/2026
- Last Updated 11/02/2026
Property Tax & CAD Valuation for 490 Oak Hills Lane
Rockwall CAD (TrueProdigy) records for 490 Oak Hills Lane, Fate, TX 75189 show a CAD market value of $337,441 and a net appraised value of $337,441. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD (TrueProdigy) property-tax and appraisal records for 490 Oak Hills Lane, Fate, TX 75189, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD (TrueProdigy) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $100,100 + Improvement Value $237,341 = CAD Market Value $337,441
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Value: $221,487 Total Area: 2742 Sqft Living Area: 2124 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 2,124 Sqft |
| ATTACHED GARAGE | AG | 546 Sqft |
| COVERED PORCH | CP | 60 Sqft |
| COVERED PORCH | CP | 12 Sqft |
| Additional Feature / Structure | Type / Details | Area / Quantity |
|---|---|---|
| MISC IMP | Code: SWIMMING POOL · Class: A1 · Built 2013 | 1 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Specific deduction amounts vary by taxing jurisdiction.
The current CAD record shows an exemption. Specific deduction amounts vary by taxing jurisdiction.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $337,441 − All Current CAD Reductions $0 = Current Taxed Starting Point $337,441
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
Combined taxable-value reduction for applicable school district (Rockwall ISD) from current exemptions on record (Homestead, Additional Exemption); current owner’s exemptions, not guaranteed to transfer to buyer. Additional local taxing units on this record also show taxable-value reductions: City Of Fate (-$50,000), Rockwall County (-$35,000).
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF FATE |
$287,441 | 0.2909 | $982 | -$145 | $836 |
|
County
ROCKWALL COUNTY |
$302,441 | 0.2620 | $884 | -$92 | $792 |
|
School District
ROCKWALL ISD |
$117,441 (H) | 1.0669 | $3,600 | -$2,347 | $1,253 |
|
Public Improvement District (PID)
WM PUBLIC IMP DIST NO1 CAD lists entity but shows no separate rate on this row. |
$337,441 | 0.0000 | $0 | — | $0 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Public Improvement District (PID): A special-purpose district created to fund specific public improvements.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $5,466 − Est. Tax Reductions / Savings $2,584 = Est. Taxes (With Current Exemptions) $2,881
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $2,584. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $2,881 with the exemptions shown today and $5,466 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $87,000 | $209,350 | $296,350 | $296,350 | -$340 / -0.11% |
| 2022 | $140,000 | $273,350 | $413,350 | $325,985 | +$117,000 / +39.48% |
| 2023 | $140,000 | $266,278 | $406,278 | $358,583 | -$7,072 / -1.71% |
| 2024 | $140,000 | $253,151 | $393,151 | $393,151 | -$13,127 / -3.23% |
| 2025 | $126,000 | $246,827 | $372,827 | $372,827 | -$20,324 / -5.17% |
| 2026 | $100,100 | $237,341 | $337,441 | $337,441 | -$35,386 / -9.49% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $435,500 − Current CAD Market Value $337,441 = Over CAD Value +$98,059 (+29.1%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND WILLIAMSBURG PH 1A
A curated look at local favorites, everyday stops, and lifestyle context near this property.