2638 FM 549 Rockwall, TX 75032
- Rockwall County
- Rockwall TX
- 75032
- Local Area: Lofland Lake Estates
Property Overview
Beautifully remodeled home on 4.9 acres with a 60x40 SHOP with water and electric! concrete flooring. Perfect for heavy equipment, toys, boats and storage for RV. No HOA so raise chickens and have a great garden. All the current colors and finishes are found in this country estate. Large open kitchen offers granite countertops and opens to the family room with fireplace and built-ins. Wall of windows brings in tons of light and a view of the countryside. Oversized master has two closets and spa like bath with free standing soaking tub and fabulous shower! 4th bedroom could be perfect for evening dinners. a great office. Two living areas and large dining room. So many options for this floorplan. Perfect for multi generations and privacy. Screened in porch for enjoying the outdoors without the bugs. Large, covered patio for grilling and entertaining. Easy access to I30, 205, John King, Area of million-dollar ranch homes. This home will not disappoint and is located close to town. Outside living has had furniture added to show space options and shop is not vacant . Construction of the new road will have a wide sideway for jogging, long country walks and kids to skateboard. Shops, dining and the Rockwall highly rated schools all within minutes. Country living yet city convenance.
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Property highlights
Year Built 1998
School District Rockwall Isd
HOA No HOA
Parking 4-car garage, 4 covered
Shop / Workshop Workshop on property
Architecture Traditional, Detached
Acreage Estate 4.95 acres
Fireplace 1 Fireplaces
Neighborhood Lofland Lake Estates
Full Property Details
Property Details
Quick Details
- Price $899,000
- Status Sold
- Bedrooms 4
- Bathrooms 3
- Square Feet 2,753 Sq Ft
- Lot Size 4.95 acres
- Lot Size Sq Ft 215,622
- Year Built 1998
- Price / Sq Ft $327 / Sq Ft
- MLS # 21268273
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Lofland Lake Estates
- Days on Market 77
Home Details
- Architectural Style Traditional, Detached
- Stories 1
- Levels One
- Full Baths 3
- Half Baths 0
- Construction Brick
- Foundation Slab
- Roof Composition
- Heating Central
- Cooling Central Air, Ceiling Fans
- Property Attached No
Kitchen & Interior
- Appliances Dishwasher, Electric Oven, Disposal, Microwave
- Interior Features Built In Features, Double Vanity, Eat In Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Cable Tv, Walk In Closets
- Laundry Features Washer Hookup, Dryer Hookup, Laundry In Utility Room
- Fireplaces 1
- Fireplace Features Family Room
- Window Features Window Coverings
Lot & Exterior
- Lot Features Acreage, Back Yard, Lawn, Landscaped, Few Trees
- Exterior Features Private Yard, Storage
- Patio & Porch Features Rear Porch, Front Porch, Patio, Screened, Covered
- Fencing Partial, Wrought Iron
- Pool No
- Other Structures Barns, Second Garage, Outbuilding, Rv Boat Storage, See Remarks, Workshop
Parking
- Parking Door Single, Oversized, Boat, Rv Access Parking
- Garage Spaces 4
- Covered Parking 4
- Attached Garage Yes
Taxes & HOA
- Parcel Number 44924
- Tax Block 1
- Tax Lot 1
Utilities
- Utilities Water Available, Cable Available
- Water Public
Schools
- School District Rockwall ISD
- Elementary Ouida Springer — Rockwall ISD
- Middle Ursula Rakow — Rockwall ISD
- High Heath — Rockwall ISD
Listing Information
- Listing Agent Vicky Chesna
- Brokerage Coldwell Banker Realty
- MLS Board NTREIS
- List Date 05/13/2026
- Source Updated 08/10/2026
- Last Updated 08/14/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 2638 FM 549
Rockwall CAD records for 2638 FM 549, Rockwall, TX 75032 show a CAD market value of $789,503 and a net appraised value of $789,503. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD property-tax and appraisal records for 2638 FM 549, Rockwall, TX 75032, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $322,596 + Improvement Value $466,907 = CAD Market Value $789,503
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
RESIDENTIAL
Value: $439,547 Total Area: 4250 Sqft Living Area: 2753 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 2,753 Sqft |
| ATTACHED GARAGE | AG | 593 Sqft |
| COVERED PORCH | CP | 361 Sqft |
| COVERED PORCH | CP | 293 Sqft |
| SCREENED IN PORCH | SP | 250 Sqft |
METAL BLDG
Value: $27,360 Total Area: 2400 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| METAL BUILDING | METB | 2,400 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
No standard exemptions or CAD reductions were detected in the current record.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $789,503 − All Current CAD Reductions $0 = Current Taxed Starting Point $789,503
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF ROCKWALL |
$789,503 | 0.2575 | $2,033 | — | $2,033 |
|
County
ROCKWALL COUNTY |
$789,503 | 0.2510 | $1,982 | — | $1,982 |
|
School District
ROCKWALL ISD |
$789,503 | 1.0669 | $8,423 | — | $8,423 |
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $12,438 − Est. Tax Reductions / Savings — = Est. Taxes (With Current Exemptions) $12,438
The current CAD record does not establish an exemption tax savings calculation. A buyer’s future tax bill may differ.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $286,010 | $286,930 | $572,940 | $572,940 | +$90,760 / +18.82% |
| 2022 | $295,970 | $374,590 | $670,560 | $591,372 | +$97,620 / +17.04% |
| 2023 | $310,068 | $389,642 | $699,710 | $699,710 | +$29,150 / +4.35% |
| 2024 | $290,336 | $470,924 | $761,260 | $761,260 | +$61,550 / +8.80% |
| 2025 | $262,109 | $472,335 | $734,444 | $734,444 | -$26,816 / -3.52% |
| 2026 | $322,596 | $466,907 | $789,503 | $789,503 | +$55,059 / +7.50% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $899,000 − Current CAD Market Value $789,503 = Over CAD Value +$109,497 (+13.9%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND LOFLAND LAKE ESTATES
A curated look at local favorites, everyday stops, and lifestyle context near this property.