1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value
$16,200
+
Improvement Value
$3,482,869
=
CAD Market Value
$4,871,101
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
LIVING AREA
Value: $210,137
Total Area: 2624 Sqft
Living Area: 2624 Sqft
| Detail |
CAD Code |
Area |
| LIVING AREA |
LA |
2,624 Sqft |
PORCH/SCREEN
Value: $30,752
Total Area: 384 Sqft
| Detail |
CAD Code |
Area |
| PORCH/SCREEN |
PS |
384 Sqft |
PORCH/SCREEN
Value: $30,752
Total Area: 384 Sqft
| Detail |
CAD Code |
Area |
| PORCH/SCREEN |
PS |
384 Sqft |
PORCH/COV
Value: $123,007
Total Area: 1536 Sqft
| Detail |
CAD Code |
Area |
| PORCH/COV |
PO |
1,536 Sqft |
CARPORT/FREESTANDING
Value: $64,066
Total Area: 800 Sqft
| Detail |
CAD Code |
Area |
| CARPORT/FREESTANDING |
CF |
800 Sqft |
PORCH/GLASS ENCL
Value: $35,877
Total Area: 448 Sqft
| Detail |
CAD Code |
Area |
| PORCH/GLASS ENCL |
PG |
448 Sqft |
PORCH/GLASS ENCL
Value: $30,752
Total Area: 384 Sqft
| Detail |
CAD Code |
Area |
| PORCH/GLASS ENCL |
PG |
384 Sqft |
LIVING ANNEX
Value: $94,177
Total Area: 1176 Sqft
Living Area: 1176 Sqft
| Detail |
CAD Code |
Area |
| LIVING ANNEX |
LX |
1,176 Sqft |
LIVING ANNEX
Value: $94,177
Total Area: 1176 Sqft
Living Area: 1176 Sqft
| Detail |
CAD Code |
Area |
| LIVING ANNEX |
LX |
1,176 Sqft |
PORCH/COV
Value: $10,251
Total Area: 128 Sqft
| Detail |
CAD Code |
Area |
| PORCH/COV |
PO |
128 Sqft |
PORCH/COV
Value: $10,251
Total Area: 128 Sqft
| Detail |
CAD Code |
Area |
| PORCH/COV |
PO |
128 Sqft |
LIVING ANNEX
Value: $57,659
Total Area: 720 Sqft
Living Area: 720 Sqft
| Detail |
CAD Code |
Area |
| LIVING ANNEX |
LX |
720 Sqft |
PORCH/COV
Value: $25,626
Total Area: 320 Sqft
| Detail |
CAD Code |
Area |
| PORCH/COV |
PO |
320 Sqft |
BREEZEWAY
Value: $11,532
Total Area: 144 Sqft
| Detail |
CAD Code |
Area |
| BREEZEWAY |
BZ |
144 Sqft |
STOREROOM
Value: $12,813
Total Area: 160 Sqft
| Detail |
CAD Code |
Area |
| STOREROOM |
SR |
160 Sqft |
PIER
Value: $30,111
Total Area: 376 Sqft
| Detail |
CAD Code |
Area |
| PIER |
PR |
376 Sqft |
TENNIS COURT
Value: $131,896
Total Area: 1647 Sqft
| Detail |
CAD Code |
Area |
| TENNIS COURT |
TC |
1,647 Sqft |
POOL HOUSE
Value: $20,821
Total Area: 260 Sqft
Living Area: 260 Sqft
| Detail |
CAD Code |
Area |
| POOL HOUSE |
PH |
260 Sqft |
SWIM POOL
Value: $51,333
Total Area: 641 Sqft
| Detail |
CAD Code |
Area |
| SWIM POOL |
SP |
641 Sqft |
LIVING AREA
Value: $129,974
Total Area: 1623 Sqft
Living Area: 1623 Sqft
| Detail |
CAD Code |
Area |
| LIVING AREA |
LA |
1,623 Sqft |
2ND STORY
Value: $53,815
Total Area: 672 Sqft
Living Area: 672 Sqft
| Detail |
CAD Code |
Area |
| 2ND STORY |
L2 |
672 Sqft |
PORCH/WOOD/COVERED
Value: $21,062
Total Area: 263 Sqft
| Detail |
CAD Code |
Area |
| PORCH/WOOD/COVERED |
PW |
263 Sqft |
WOOD DECK
Value: $9,610
Total Area: 120 Sqft
| Detail |
CAD Code |
Area |
| WOOD DECK |
WD |
120 Sqft |
BOATHOUSE/LIFT
Value: $40,922
Total Area: 511 Sqft
Living Area: 511 Sqft
| Detail |
CAD Code |
Area |
| BOATHOUSE/LIFT |
BH |
511 Sqft |
PIER
Value: $10,891
Total Area: 136 Sqft
| Detail |
CAD Code |
Area |
| PIER |
PR |
136 Sqft |
PORCH/COV
Value: $19,220
Total Area: 240 Sqft
| Detail |
CAD Code |
Area |
| PORCH/COV |
PO |
240 Sqft |
PORCH/COV
Value: $12,173
Total Area: 152 Sqft
| Detail |
CAD Code |
Area |
| PORCH/COV |
PO |
152 Sqft |
PORCH/WOOD/COVERED
Value: $4,324
Total Area: 54 Sqft
| Detail |
CAD Code |
Area |
| PORCH/WOOD/COVERED |
PW |
54 Sqft |
PORCH/WOOD/COVERED
Value: $8,649
Total Area: 108 Sqft
| Detail |
CAD Code |
Area |
| PORCH/WOOD/COVERED |
PW |
108 Sqft |
SHED WOOD
Value: $26,908
Total Area: 336 Sqft
| Detail |
CAD Code |
Area |
| SHED WOOD |
SS1 |
336 Sqft |
PORCH/WOOD/COVERED
Value: $8,969
Total Area: 112 Sqft
| Detail |
CAD Code |
Area |
| PORCH/WOOD/COVERED |
PW |
112 Sqft |
LIVING AREA
Value: $160,966
Total Area: 2010 Sqft
Living Area: 2010 Sqft
| Detail |
CAD Code |
Area |
| LIVING AREA |
LA |
2,010 Sqft |
PORCH/WOOD/COVERED
Value: $34,756
Total Area: 434 Sqft
| Detail |
CAD Code |
Area |
| PORCH/WOOD/COVERED |
PW |
434 Sqft |
PORCH/COV
Value: $5,606
Total Area: 70 Sqft
| Detail |
CAD Code |
Area |
| PORCH/COV |
PO |
70 Sqft |
PORCH/COV
Value: $2,242
Total Area: 28 Sqft
| Detail |
CAD Code |
Area |
| PORCH/COV |
PO |
28 Sqft |
GAZEBO/PATIO/ALUMINUM
Value: $32,433
Total Area: 405 Sqft
| Detail |
CAD Code |
Area |
| GAZEBO/PATIO/ALUMINUM |
GZ |
405 Sqft |
PARKING
Value: $576,594
Total Area: 7200 Sqft
| Detail |
CAD Code |
Area |
| PARKING |
CC |
7,200 Sqft |
GARAGE FREESTANDING
Value: $146,631
Total Area: 1831 Sqft
| Detail |
CAD Code |
Area |
| GARAGE FREESTANDING |
GF |
1,831 Sqft |
LIVING AREA
Value: $32,033
Total Area: 400 Sqft
Living Area: 400 Sqft
| Detail |
CAD Code |
Area |
| LIVING AREA |
LA |
400 Sqft |
PORCH/COV
Value: $9,610
Total Area: 120 Sqft
| Detail |
CAD Code |
Area |
| PORCH/COV |
PO |
120 Sqft |
CARPORT/FREESTANDING
Value: $66,629
Total Area: 832 Sqft
| Detail |
CAD Code |
Area |
| CARPORT/FREESTANDING |
CF |
832 Sqft |
STOREROOM
Value: $5,125
Total Area: 64 Sqft
| Detail |
CAD Code |
Area |
| STOREROOM |
SR |
64 Sqft |
STOREROOM
Value: $5,125
Total Area: 64 Sqft
| Detail |
CAD Code |
Area |
| STOREROOM |
SR |
64 Sqft |
PIER
Value: $48,050
Total Area: 600 Sqft
| Detail |
CAD Code |
Area |
| PIER |
PR |
600 Sqft |
BOATHOUSE/LIFT
Value: $67,429
Total Area: 842 Sqft
Living Area: 842 Sqft
| Detail |
CAD Code |
Area |
| BOATHOUSE/LIFT |
BH |
842 Sqft |
PIER
Value: $20,101
Total Area: 251 Sqft
| Detail |
CAD Code |
Area |
| PIER |
PR |
251 Sqft |
PIER
Value: $20,101
Total Area: 251 Sqft
| Detail |
CAD Code |
Area |
| PIER |
PR |
251 Sqft |
PIER
Value: $20,021
Total Area: 250 Sqft
| Detail |
CAD Code |
Area |
| PIER |
PR |
250 Sqft |
PRE-ENG METAL BLDG
Value: $512,528
Total Area: 6400 Sqft
| Detail |
CAD Code |
Area |
| PRE-ENG METAL BLDG |
PM |
6,400 Sqft |
SHED/METAL
Value: $205,011
Total Area: 2560 Sqft
| Detail |
CAD Code |
Area |
| SHED/METAL |
SI |
2,560 Sqft |
SHED WOOD
Value: $19,220
Total Area: 240 Sqft
| Detail |
CAD Code |
Area |
| SHED WOOD |
SS1 |
240 Sqft |
BARN POLE
Value: $70,072
Total Area: 875 Sqft
| Detail |
CAD Code |
Area |
| BARN POLE |
BP |
875 Sqft |
LIVING AREA
Value: $80
Total Area: 1 Sqft
Living Area: 1 Sqft
| Detail |
CAD Code |
Area |
| LIVING AREA |
LA |
1 Sqft |
3. Exemptions That Lower Taxable Value
Exemptions and CAD reductions can lower the taxable value used to estimate property taxes. A common example is a homestead exemption for an owner-occupied home. Some properties may also have agricultural or special-use valuation, where part of the land is taxed differently than land valued for development. Not every taxing entity applies the same exemption or reduction.
Agricultural or special-use treatment reduces the taxable land value compared with full market value.
A buyer’s future exemptions, taxable value, and tax bill may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value
$4,871,101
-
All Current CAD Reductions
-$1,343,950
=
Current Taxed Starting Point
$3,527,151
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity |
Taxable |
Rate |
Before |
Savings |
Est. Tax |
|
Independent School District (ISD):
ATHENS ISD
|
Independent School District (ISD)
ATHENS ISD
|
$3,527,151 |
1.0569 |
$51,483 |
-$14,204 |
$37,278 |
|
Other Entity:
HENDERSON CAD
|
Other Entity
HENDERSON CAD
|
$3,527,151 |
— |
— |
— |
— |
|
County:
HENDERSON CO R&B
|
County
HENDERSON CO R&B
|
$3,527,151 |
0.0172 |
$839 |
-$232 |
$608 |
|
County:
HENDERSON COUNTY
|
County
HENDERSON COUNTY
|
$3,527,151 |
0.2743 |
$13,361 |
-$3,686 |
$9,675 |
|
County:
HENDERSON CO FM-FC
|
County
HENDERSON CO FM-FC
|
$3,527,151 |
0.0400 |
$1,947 |
-$537 |
$1,410 |
|
Other Entity:
TRINITY VALLEY COMM
|
Other Entity
TRINITY VALLEY COMM
|
$3,527,151 |
0.1137 |
$5,536 |
-$1,528 |
$4,009 |
|
Other Entity:
EMERGENCY SVS DIST #8
|
Other Entity
EMERGENCY SVS DIST #8
|
$3,527,151 |
0.0950 |
$4,628 |
-$1,277 |
$3,351 |
Special District Context
- Other Entity: A local taxing entity.
6. Estimated Tax Bottom Line
Est. Taxes Before Exemptions
$77,794
-
Current Exemption Impact
-$21,464
=
Est. Taxes With Current Exemptions
$56,330
The current CAD tax estimate shows exemptions reduce the estimated annual taxes by about $21,464. A buyer’s future tax bill may differ.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed Value reflects the CAD net appraised value after CAD reductions in the value history. Individual taxing units may use different taxable values when exemptions apply.
| Year |
Land |
Impr. |
Market |
Taxed |
YOY Change |
| 2021 |
$899,779 |
$2,469,017 |
$2,507,599 |
$2,507,599 |
+$607,226 / +31.95% |
| 2022 |
$1,028,320 |
$3,437,743 |
$3,477,825 |
$3,477,825 |
+$970,226 / +38.69% |
| 2023 |
$1,028,320 |
$3,497,593 |
$3,537,675 |
$3,537,675 |
+$59,850 / +1.72% |
| 2024 |
$1,388,232 |
$3,516,924 |
$4,905,156 |
$4,905,156 |
+$1,367,481 / +38.65% |
| 2025 |
$1,388,232 |
$3,482,869 |
$3,527,151 |
$3,527,151 |
-$1,378,005 / -28.09% |
| 2026 |
$1,388,232 |
$3,482,869 |
$3,527,151 |
$3,527,151 |
— |
Average Annual Market Value Change: +16.58%
(Over the last 5 available years)
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
Current CAD Market Value
$4,871,101
→
Current List Price
$16,900,000
=
Over CAD Value
+$12,028,899
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.