528 Bridle Ranch Drive Rockwall, TX 75087
- Rockwall County
- Rockwall TX
- 75087
- Local Area: Stone Crk Ph X
- Rockwall ISD
- Tankless Water Heater
- Spa / Hot Tub
- Covered Parking
- Brick
- Double Vanity
- Covered Patio / Porch
Property Overview
Better-than-new 2022 build in Rockwall's Stone Creek community, set on a premium corner lot just steps from the neighborhood pool, park, playground, and pond. This single-story home offers 4 bedrooms, 3 full baths, a dedicated home office, and 2,622 sq ft of open-concept living under soft tray ceilings. The bright kitchen anchors the space with a large center island, granite counters, walk-in pantry, built-in cabinetry, and stainless appliances including a gas cooktop and tankless water heater — all flowing into a spacious living room. The private primary suite features a spa-style bath with dual vanities, garden tub, separate shower, coffee bar, and generous walk-in closet. Out back, a covered patio with a gas fireplace and TV-ready wall overlooks a fenced yard, made for year-round entertaining. Crisp white-painted brick exterior, ceramic tile throughout, side-entry 2-car garage, and data flat-screen wiring add lasting value. Zoned to Rockwall ISD.
Featured spaces
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Property highlights
Year Built 2022
School District Rockwall ISD
HOA $900 Annually
Pool Yes
Parking 2-car garage, 2 covered
Architecture Traditional, Detached
Outdoor Living Covered Patio / Porch
Fireplace 1 Fireplaces
Neighborhood Stone Crk Ph X
Full Property Details
Property Details
PROPERTY HIGHLIGHTS
Quick Details
- Price $665,000
- Status Sold
- Bedrooms 4
- Bathrooms 3
- Square Feet 2,622 Sq Ft
- Lot Size 0.19 acres
- Lot Size Sq Ft 8,407
- Year Built 2022
- Price / Sq Ft $254 / Sq Ft
- MLS # 21342351
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- Property Condition Resale
- County Rockwall
- Subdivision Stone Crk Ph X
- Days on Market 66
Home Details
- Architectural Style Traditional, Detached
- Stories 1
- Levels One
- Full Baths 3
- Half Baths 0
- Construction Brick
- Foundation Slab
- Roof Composition
- Flooring Ceramic Tile
- Heating Central, Natural Gas
- Cooling Ceiling Fans
- Property Attached No
Kitchen & Interior
- Appliances Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave, Tankless Water Heater
- Interior Features Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Cable Tv, Wired For Data, Walk In Closets, Wired For Sound
- Laundry Features Washer Hookup, Dryer Hookup, Electric Dryer Hookup, In Hall
- Fireplaces 1
- Fireplace Features Gas, Outside
- Security Features Security System, Carbon Monoxide Detectors, Smoke Detectors
Lot & Exterior
- Lot Features Corner Lot
- Patio & Porch Features Patio, Covered
- Fencing Back Yard, Wood
- Pool Yes
- Pool Features Community
Parking
- Parking Driveway, Garage, Garage Faces Side, On Street
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $9,863
- HOA Fee $900 Annually
- HOA Includes All Facilities
- Community Features Playground, Park, Pool
- Parcel Number 000000108513
- Legal Description STONE CREEK PHASE X, BLOCK LL, LOT 6
- Tax Block LL
- Tax Lot 6
Utilities
- Utilities Sewer Available, Water Available, Cable Available
- Water Public
- Sewer Public Sewer
Schools
- School District Rockwall ISD
- Elementary Sherry and Paul Hamm — Rockwall ISD
- Middle JW Williams — Rockwall ISD
- High Rockwall — Rockwall ISD
Listing Information
- Listing Agent Patty Turner
- Brokerage Keller Williams Rockwall
- MLS Board NTREIS
- List Date 07/27/2026
- Source Updated 10/03/2026
- Last Updated 10/30/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 528 Bridle Ranch Drive
Rockwall CAD records for 528 Bridle Ranch Drive, Rockwall, TX 75087 show a CAD market value of $621,071 and a net appraised value of $621,071. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD property-tax and appraisal records for 528 Bridle Ranch Drive, Rockwall, TX 75087, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $133,860 + Improvement Value $487,211 = CAD Market Value $621,071
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
RESIDENTIAL
Value: $487,211 Total Area: 3409 Sqft Living Area: 2622 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 2,622 Sqft |
| ATTACHED GARAGE | AG | 509 Sqft |
| COVERED PORCH | CP | 40 Sqft |
| PATIO - 35% | PA3 | 238 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Reduces Rockwall ISD taxable value by $140,000 (from $621,071 net appraised value to $481,071 school taxable value). Current owner’s exemption, not guaranteed to transfer to buyer.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $621,071 − All Current CAD Reductions $0 = Current Taxed Starting Point $621,071
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
Taxable-value reduction for applicable school district (Rockwall ISD); current owner’s exemption, not guaranteed to transfer to buyer. Other local taxing units on this record apply $0 exemption reduction (taxed at $621,071 net appraised value).
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF ROCKWALL |
$621,071 | 0.2575 | $1,599 | — | $1,599 |
|
County
ROCKWALL COUNTY |
$621,071 | 0.2510 | $1,559 | — | $1,559 |
|
School District
ROCKWALL ISD |
$481,071 (H) | 1.0669 | $6,626 | -$1,494 | $5,133 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $9,784 − Est. Tax Reductions / Savings $1,494 = Est. Taxes (With Current Exemptions) $8,291
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $1,494. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $8,291 with the exemptions shown today and $9,784 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $15,000 | — | $15,000 | $15,000 | — |
| 2022 | $82,500 | — | $82,500 | $82,500 | +$67,500 / +450.00% |
| 2023 | $160,000 | $477,490 | $637,490 | $637,490 | +$554,990 / +672.72% |
| 2024 | $162,800 | $489,712 | $652,512 | $652,512 | +$15,022 / +2.36% |
| 2025 | $133,860 | $492,233 | $626,093 | $626,093 | -$26,419 / -4.05% |
| 2026 | $133,860 | $487,211 | $621,071 | $621,071 | -$5,022 / -0.80% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $665,000 − Current CAD Market Value $621,071 = Over CAD Value +$43,929 (+7.1%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND STONE CRK PH X
A curated look at local favorites, everyday stops, and lifestyle context near this property.