- Henderson County
- Tool TX
- 75143
- Local Area: Trade Winds
Property Overview
Ideally positioned at the mouth of a wide cove just off open water, this exceptional lakefront home offers fabulous water views, approximately 115 feet of shoreline, a beautifully landscaped expansive lot, and a lakeside deck nestled beneath mature trees. The main home features 3 beds and 3 baths, while the detached guest quarters provide additional sleeping accommodations allowing this property to function as a 4-bed lake retreat. Inside, you'll find two primary suites, including a main-level primary boasting two walk-in closets, beautiful water views, and direct access to the approximately 360sqft glass-enclosed sunroom. A guest bedroom and full bath are also located on the main level for added convenience.The approximately 550-square-foot upstairs primary suite, completed in 2009 above the garage, offers a private retreat with peaceful lake views, an ensuite bath featuring a spacious walk-in shower, and abundant built-in storage. The open-concept floor plan creates a warm and inviting atmosphere with a spacious living area centered around a fireplace that flows seamlessly into the dining area and kitchen. The glass-enclosed sunroom provides a second living area- the perfect place to relax year-round while enjoying the lake views and natural light. Outdoor amenities include a covered pergola with a 220-volt electrical hookup for a future hot tub, a Spider Misting System surrounding the home's roofline, lakeside deck, and boathouse, and a detached workshop with electricity—perfect for hobbies, storage, or projects. The boathouse is equally impressive, featuring two boat slips, two personal watercraft pod lifts, and a spacious party deck finished with low-maintenance composite decking. A large storage room on the party deck provides convenient space for all your lake toys and equipment, making it easy to enjoy everything Cedar Creek Lake has to offer.
Featured spaces
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Property highlights
Year Built 1974
School District Malakoff Isd
HOA $125 Annually
Parking 2-car garage, 2 covered
Shop / Workshop Workshop on property
Fireplace 1 Fireplaces
Neighborhood Trade Winds
Full Property Details
Property Details
Quick Details
- Price $749,000
- Status Active
- Bedrooms 4
- Bathrooms 3
- Square Feet 2,308 Sq Ft
- Lot Size 0.24 acres
- Lot Size Sq Ft 10,367
- Year Built 1974
- Price / Sq Ft $325 / Sq Ft
- MLS # 21342799
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- Property Condition Resale
- County Henderson
- Subdivision Trade Winds
- Days on Market 66
Home Details
- Stories 2
- Levels Two
- Full Baths 3
- Half Baths 0
- Construction Rock, Stone, Wood Siding
- Foundation Slab
- Roof Composition
- Flooring Carpet, Laminate, Tile
- Heating Central, Electric, Fireplaces
- Cooling Central Air, Ceiling Fans, Electric
- Property Attached No
Kitchen & Interior
- Appliances Dishwasher, Electric Range, Disposal, Microwave
- Interior Features Built In Features, High Speed Internet, Multiple Master Suites, Open Floorplan, Walk In Closets, Wired For Sound
- Laundry Features Washer Hookup, Dryer Hookup, Laundry In Utility Room
- Fireplaces 1
- Fireplace Features Wood Burning
- Window Features Skylights, Window Coverings
- Security Features Smoke Detectors
Lot & Exterior
- Lot Features Sprinkler System, Waterfront, Retaining Wall
- Exterior Features Dock, Misting System, Rain Gutters
- Patio & Porch Features Rear Porch, Deck
- Fencing Back Yard, Chain Link, Wrought Iron
- Pool No
- Other Structures Guest House, Workshop
- Waterfront Features Boat Ramp Lift Access, Lake Front, Waterfront
- View Features Water
Parking
- Parking Additional Parking, Concrete, Driveway
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $12,079
- HOA Fee $125 Annually
- HOA Includes All Facilities
- Community Features Dock, Playground, Park
- Parcel Number 44000007029063
- Legal Description LT 29 AB 488 T S MITCHELL SUR, TRADE WINDS, B
- Tax Block 7
- Tax Lot 29
Utilities
- Utilities Electricity Connected, Municipal Utilities, Sewer Available, Water Available
- Other Equipment Irrigation Equipment
Schools
- School District Malakoff ISD
- Elementary Tool — Malakoff ISD
- Middle Malakoff — Malakoff ISD
- High Malakoff — Malakoff ISD
Listing Information
- Listing Agent Debbie French
- Brokerage Ebby Halliday Realtors
- MLS Board NTREIS
- List Date 07/29/2026
- Source Updated 10/03/2026
- Last Updated 10/07/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 1820 Bounty View Drive
Henderson CAD (Pritchard & Abbott) records for 1820 Bounty View Drive, Tool, TX 75143 show a CAD market value of $886,047 and a net appraised value of $730,990. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Henderson CAD (Pritchard & Abbott) property-tax and appraisal records for 1820 Bounty View Drive, Tool, TX 75143, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Henderson CAD (Pritchard & Abbott) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $354,000 + Improvement Value $532,047 = CAD Market Value $886,047
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
LIVING AREA
Value: $222,628 Total Area: 1398 Sqft Living Area: 1398 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| LIVING AREA | LA | 1,398 Sqft |
PORCH/GLASS ENCL
Value: $57,329 Total Area: 360 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| PORCH/GLASS ENCL | PG | 360 Sqft |
WOOD DECK
Value: $47,774 Total Area: 300 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| WOOD DECK | WD | 300 Sqft |
GARAGE/ATTACHED
Value: $87,586 Total Area: 550 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| GARAGE/ATTACHED | GA | 550 Sqft |
PORCH/COV
Value: $4,777 Total Area: 30 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| PORCH/COV | PO | 30 Sqft |
STORAGE
Value: $24,206 Total Area: 152 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| STORAGE | SS | 152 Sqft |
2ND STORY
Value: $87,586 Total Area: 550 Sqft Living Area: 550 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| 2ND STORY | L2 | 550 Sqft |
PIER
Value: $159 Total Area: 1 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| PIER | PR | 1 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
Local taxing jurisdictions reflect taxable value reductions below appraised value. The CAD source did not disclose specific exemption codes.
Statutory 10% limitation on annual increase in appraised value for qualifying residence homestead (Texas Tax Code § 23.23). This is an appraisal-stage limitation, not a local taxing jurisdiction exemption.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $886,047 − All Current CAD Reductions -$155,057 = Current Taxed Starting Point $730,990
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
Taxable-value reduction for applicable school district (Malakoff ISD); reflects current CAD record, not guaranteed to transfer to buyer. Additional local taxing units on this record also show taxable-value reductions: Henderson CAD (-$155,057), Emergency Svs Dist #4 (-$155,057), Henderson Co R&b (-$180,057), Henderson County (-$180,057), Henderson Co Fm-fc (-$158,057), City Of Tool (-$202,557), Trinity Valley Comm (-$170,057). Separate from -$155,057 10% homestead cap already reflected in the $886,047 net appraised value.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
Other Entity
HENDERSON CAD |
$730,990 | 0.0000 | $0 | — | $0 |
|
Emergency Services District (ESD)
EMERGENCY SVS DIST #4 |
$730,990 | 0.0750 | $665 | -$116 | $548 |
|
County
HENDERSON CO R&B |
$705,990 | 0.0172 | $153 | -$31 | $122 |
|
County
HENDERSON COUNTY |
$705,990 | 0.2743 | $2,430 | -$494 | $1,936 |
|
County
HENDERSON CO FM-FC |
$727,990 | 0.0400 | $354 | -$63 | $291 |
|
School District
MALAKOFF ISD |
$523,490 | 0.9169 | $8,124 | -$3,324 | $4,800 |
|
City
CITY OF TOOL |
$683,490 | 0.3751 | $3,323 | -$760 | $2,564 |
|
Other Entity
TRINITY VALLEY COMM |
$715,990 | 0.1137 | $1,007 | -$193 | $814 |
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Emergency Services District (ESD): A special district providing emergency services and fire protection.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $16,056 − Est. Tax Reductions / Savings $4,982 = Est. Taxes (With Current Exemptions) $11,075
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $4,982. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $188,800 | $314,892 | $503,692 | $462,422 | +$41,142 / +8.89% |
| 2022 | $283,200 | $437,268 | $720,468 | $506,408 | +$216,776 / +43.04% |
| 2023 | $265,500 | $499,101 | $764,601 | $554,799 | +$44,133 / +6.13% |
| 2024 | $265,500 | $532,047 | $797,547 | $608,029 | +$32,946 / +4.31% |
| 2025 | $265,500 | $532,047 | $797,547 | $666,582 | — |
| 2026 | $354,000 | $532,047 | $886,047 | $730,990 | +$88,500 / +11.10% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $749,000 − Current CAD Market Value $886,047 = Under CAD Value -$137,047 (-15.5%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND TRADE WINDS
A curated look at local favorites, everyday stops, and lifestyle context near this property.