- Rockwall County
- Royse City TX
- 75189
- Local Area: Woodland Creek Ph 1
- Royse City ISD
- Solar Panels
- Covered Parking
- Media Room
Property Overview
Lovely home in Royse City, limited number of homes available that back up to Fort Elementary School that do not come on the market often. This spacious 3 bedroom, 2 bathroom, 2 car garage house with an office or flex room make a great place to call home. The office was used as a media room and now a school room. A couple of features that make this a unique home is the paid off solar panels, board on board fence with a gate that opens to Fort Elementary, and outdoor living space. Every year this family added or upgraded some part of the home. Do not miss this home! Convenient to schools, restaurants, shopping, and I 30. Also available for sale is 2804 Spencer Circle, coming soon to MLS. Price adjustment due to human listing agent error.
Featured spaces
HAVE QUESTIONS ABOUT THIS HOME?
Text or email Steavy directly from this listing.
HAVE QUESTIONS ABOUT THIS HOME?
Text or email Steavy directly from this listing.
Property highlights
Year Built 2005
School District Royse City Isd
HOA $100 Quarterly
Pool Yes
Parking 2-car garage, 2 covered
Architecture Traditional, Detached
Neighborhood Woodland Creek Ph 1
Full Property Details
Property Details
PROPERTY HIGHLIGHTS
Quick Details
- Price $300,000
- Status Active
- Bedrooms 3
- Bathrooms 2
- Square Feet 1,897 Sq Ft
- Lot Size 0.17 acres
- Lot Size Sq Ft 7,187
- Year Built 2005
- Price / Sq Ft $158 / Sq Ft
- MLS # 21344597
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Woodland Creek Ph 1
- Days on Market 4
Home Details
- Architectural Style Traditional, Detached
- Stories 1
- Levels One
- Full Baths 2
- Half Baths 0
- Construction Brick
- Roof Composition
- Flooring Carpet, Ceramic Tile, Luxury Vinyl Plank
- Heating Electric
- Cooling Central Air, Ceiling Fans, Electric
- Property Attached No
Kitchen & Interior
- Appliances Dishwasher, Electric Range, Disposal, Microwave
- Interior Features Granite Counters, High Speed Internet, Open Floorplan, Cable Tv
- Laundry Features Washer Hookup, Dryer Hookup, Electric Dryer Hookup, Laundry In Utility Room
- Window Features Window Coverings
- Security Features Smoke Detectors
Lot & Exterior
- Lot Features Interior Lot, Subdivision, Few Trees
- Exterior Features Storage
- Patio & Porch Features Rear Porch, Covered
- Fencing Wood
- Pool Yes
- Pool Features Community
- Other Structures Sheds
Parking
- Parking Driveway, On Street
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $5,796
- HOA Fee $100 Quarterly
- HOA Includes Association Management, Maintenance Grounds
- Community Features Playground, Park, Pool, Curbs
- Parcel Number 000000062255
- Legal Description WOODLAND CREEK PHASE 1, BLOCK C, LOT 32
- Tax Block C
- Tax Lot 32
Utilities
- Utilities Electricity Connected, Sewer Available, Separate Meters, Water Available, Cable Available
- Water Public
- Sewer Public Sewer
Schools
- School District Royse City ISD
- Elementary Fort — Royse City ISD
- Middle Royse City — Royse City ISD
- High Royse City — Royse City ISD
Listing Information
- Listing Agent Jeff Bankhead
- Brokerage Williams Trew Real Estate
- MLS Board NTREIS
- List Date 08/12/2026
- Source Updated 08/13/2026
- Last Updated 08/19/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 2812 Spencer Circle
Rockwall CAD records for 2812 Spencer Circle, Royse City, TX 75189 show a CAD market value of $278,100 and a net appraised value of $278,100. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD property-tax and appraisal records for 2812 Spencer Circle, Royse City, TX 75189, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $104,500 + Improvement Value $173,600 = CAD Market Value $278,100
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
RESIDENTIAL
Value: $175,966 Total Area: 2461 Sqft Living Area: 1897 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 1,897 Sqft |
| ATTACHED GARAGE | AG | 474 Sqft |
| COVERED PORCH | CP | 26 Sqft |
| PATIO - 20% (REGULAR) | PA | 64 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Reduces Royse City ISD taxable value by $140,000 (from $278,100 net appraised value to $138,100 school taxable value). Current owner’s exemption, not guaranteed to transfer to buyer.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $278,100 − All Current CAD Reductions $0 = Current Taxed Starting Point $278,100
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
Taxable-value reduction for applicable school district (Royse City ISD); current owner’s exemption, not guaranteed to transfer to buyer. Other local taxing units on this record apply $0 exemption reduction (taxed at $278,100 net appraised value).
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF ROYSE CITY |
$278,100 | 0.5780 | $1,607 | — | $1,607 |
|
County
ROCKWALL COUNTY |
$278,100 | 0.2510 | $698 | — | $698 |
|
School District
ROYSE CITY ISD |
$138,100 (H) | 1.2552 | $3,491 | -$1,757 | $1,733 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $5,796 − Est. Tax Reductions / Savings $1,757 = Est. Taxes (With Current Exemptions) $4,039
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $1,757. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $4,039 with the exemptions shown today and $5,796 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $75,000 | $127,700 | $202,700 | $202,700 | -$6,080 / -2.91% |
| 2022 | $112,200 | $170,740 | $282,940 | $222,970 | +$80,240 / +39.59% |
| 2023 | $132,000 | $168,403 | $300,403 | $245,267 | +$17,463 / +6.17% |
| 2024 | $132,000 | $168,403 | $300,403 | $269,794 | — |
| 2025 | $104,500 | $173,600 | $278,100 | $278,100 | -$22,303 / -7.42% |
| 2026 | $104,500 | $173,600 | $278,100 | $278,100 | — |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $300,000 − Current CAD Market Value $278,100 = Over CAD Value +$21,900 (+7.9%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND WOODLAND CREEK PH 1
A curated look at local favorites, everyday stops, and lifestyle context near this property.