- Henderson County
- Mabank TX
- 75156
- Local Area: Summerall Add
Property Overview
Amazing opportunity to purchase a one owner lake house on Cedar Creek Lake. This waterfront lake house features a 3 bedroom 2 bath one story home, a huge lakeside backyard, and direct water access with your own private dock! Fantastic location on the Clear Creek Branch of the lake with great water and a constant southern breeze! Call us for a tour today!
Featured spaces
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Property highlights
Year Built 1993
School District Malakoff Isd
HOA $50 Annually
Parking 2-car garage, 2 covered
Shop / Workshop Workshop on property
Architecture Traditional
Fireplace 1 Fireplaces
Neighborhood Summerall Add
Full Property Details
Property Details
Quick Details
- Price $665,000
- Status Active
- Bedrooms 3
- Bathrooms 2
- Square Feet 2,196 Sq Ft
- Lot Size 0.16 acres
- Lot Size Sq Ft 6,970
- Year Built 1993
- Price / Sq Ft $303 / Sq Ft
- MLS # 21351381
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- Property Condition Resale
- County Henderson
- Subdivision Summerall Add
- Days on Market 87
Home Details
- Architectural Style Traditional
- Stories 1
- Levels One
- Full Baths 2
- Half Baths 0
- Construction Brick
- Foundation Pillar Post Pier
- Roof Composition
- Flooring Carpet, Wood
- Property Attached No
Kitchen & Interior
- Appliances Dishwasher, Electric Cooktop, Electric Oven, Disposal, Refrigerator
- Interior Features Built In Features, Decorative Designer Lighting Fixtures, Eat In Kitchen, High Speed Internet, Kitchen Island, Open Floorplan, Pantry
- Fireplaces 1
- Fireplace Features Wood Burning
Lot & Exterior
- Lot Features Back Yard, Hardwood Trees, Interior Lot, Lawn, Few Trees, Waterfront
- Exterior Features Deck, Rain Gutters
- Patio & Porch Features Covered, Deck
- Fencing Chain Link
- Pool No
- Other Structures Other, Storage, Workshop
- Waterfront Features Boat Dock Slip, Lake Front, Waterfront
Parking
- Parking Additional Parking, Boat, Driveway, Oversized, Private, Workshop In Garage
- Garage Spaces 2
- Covered Parking 2
- Attached Garage No
Taxes & HOA
- HOA Fee $50 Annually
- Parcel Number 42250001020060
- Legal Description LT 20 AB 241 M GARCIA SUR, SUMMERALL#1, BLK1, LT20
- Tax Block 1
- Tax Lot 20
Utilities
- Utilities Septic Available
- Sewer Aerobic Septic
Schools
- School District Malakoff ISD
- Elementary Malakoff — Malakoff ISD
- Middle Malakoff — Malakoff ISD
- High Malakoff — Malakoff ISD
Listing Information
- Listing Agent Melissa Oates
- Brokerage Allie Beth Allman & Assoc.
- MLS Board NTREIS
- List Date 08/05/2026
- Source Updated 09/19/2026
- Last Updated 09/19/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 140 Pin Oak Drive
Henderson CAD (Pritchard & Abbott) records for 140 Pin Oak Drive, Mabank, TX 75156 show a CAD market value of $520,052 and a net appraised value of $466,485. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Henderson CAD (Pritchard & Abbott) property-tax and appraisal records for 140 Pin Oak Drive, Mabank, TX 75156, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Henderson CAD (Pritchard & Abbott) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $180,000 + Improvement Value $340,052 = CAD Market Value $520,052
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
LIVING AREA
Value: $238,544 Total Area: 2068 Sqft Living Area: 2068 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| LIVING AREA | LA | 2,068 Sqft |
WOOD DECK
Value: $12,919 Total Area: 112 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| WOOD DECK | WD | 112 Sqft |
PORCH/WOOD/COVERED
Value: $14,765 Total Area: 128 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| PORCH/WOOD/COVERED | PW | 128 Sqft |
WOOD DECK
Value: $12,919 Total Area: 112 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| WOOD DECK | WD | 112 Sqft |
LIVING ANNEX
Value: $14,765 Total Area: 128 Sqft Living Area: 128 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| LIVING ANNEX | LX | 128 Sqft |
PIER
Value: $46,140 Total Area: 400 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| PIER | PR | 400 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
Local taxing jurisdictions reflect taxable value reductions below appraised value. The CAD source did not disclose specific exemption codes.
Statutory 10% limitation on annual increase in appraised value for qualifying residence homestead (Texas Tax Code § 23.23). This is an appraisal-stage limitation, not a local taxing jurisdiction exemption.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $520,052 − All Current CAD Reductions -$53,567 = Current Taxed Starting Point $466,485
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
Taxable-value reduction for applicable school district (Malakoff ISD); reflects current CAD record, not guaranteed to transfer to buyer. Additional local taxing units on this record also show taxable-value reductions: Henderson CAD (-$53,567), Emergency Svs Dist #2 (-$53,567), Henderson Co R&b (-$78,567), Henderson County (-$78,567), Henderson Co Fm-fc (-$56,567), Trinity Valley Comm (-$68,567). Separate from -$53,567 10% homestead cap already reflected in the $520,052 net appraised value.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
Other Entity
HENDERSON CAD |
$466,485 | 0.0000 | $0 | — | $0 |
|
Emergency Services District (ESD)
EMERGENCY SVS DIST #2 |
$466,485 | 0.0538 | $280 | -$29 | $251 |
|
County
HENDERSON CO R&B |
$441,485 | 0.0172 | $90 | -$14 | $76 |
|
County
HENDERSON COUNTY |
$441,485 | 0.2743 | $1,426 | -$216 | $1,211 |
|
County
HENDERSON CO FM-FC |
$463,485 | 0.0400 | $208 | -$23 | $185 |
|
School District
MALAKOFF ISD |
$258,985 | 0.9169 | $4,768 | -$2,394 | $2,375 |
|
Other Entity
TRINITY VALLEY COMM |
$451,485 | 0.1137 | $591 | -$78 | $513 |
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Emergency Services District (ESD): A special district providing emergency services and fire protection.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $7,363 − Est. Tax Reductions / Savings $2,752 = Est. Taxes (With Current Exemptions) $4,611
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $2,752. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $108,000 | $194,933 | $302,933 | $293,443 | +$18,208 / +6.39% |
| 2022 | $180,000 | $278,565 | $458,565 | $321,785 | +$155,632 / +51.38% |
| 2023 | $180,000 | $318,660 | $498,660 | $352,964 | +$40,095 / +8.74% |
| 2024 | $180,000 | $340,052 | $520,052 | $387,260 | +$21,392 / +4.29% |
| 2025 | $180,000 | $340,052 | $520,052 | $424,986 | — |
| 2026 | $180,000 | $340,052 | $520,052 | $466,485 | — |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $665,000 − Current CAD Market Value $520,052 = Over CAD Value +$144,948 (+27.9%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND SUMMERALL ADD
A curated look at local favorites, everyday stops, and lifestyle context near this property.