- Rockwall County
- Fate TX
- 75087
- Local Area: WOODCREEK PHASE 2-D2
Property Overview
2-1 BUYDOWN AVAILABLE - CHECK WITH AGENT FOR DETAILS. Elegance meets everyday function at 324 Roscoe Dr, a striking 4-bedroom, 3-full-bath residence tucked into a wonderful Rockwall neighborhood. Spanning 3,107 square feet, this thoughtfully designed home pairs a charming facade with genuine curb appeal, welcoming you the moment you arrive.
Inside, generous proportions unfold across a spacious living area with floor to ceiling stone fireplace and two dining spaces. A dedicated office carves out the perfect spot for focused work or quiet reading. At the heart of the home, the kitchen truly delights, showcasing custom cabinetry, granite countertops, a center island, tasteful built-ins, a pantry, and a gas cooktop & wall oven.
Retreat to the oversized primary suite, a private sanctuary complete with an en-suite bath. Sink into the soaking tub, refresh in the separate shower, and enjoy the everyday luxury of dual vanities and a spacious walk-in closet.
Step outside to a covered patio overlooking the private, fenced backyard ideal for morning coffee, weekend gatherings, or simply unwinding. You'll appreciate the roomy 2.5-car garage, offering plenty of space for projects and storage.
Location adds even more appeal. Robert Smith Family Park sits just steps away, with walking trails, greenspace, splash pad, pickle ball courts and other community amenities close at hand. Lake Ray Hubbard is only a 15-minute drive, opening the door to boating, fishing, and shoreline dining.
Refined, spacious, and move-in ready! Schedule your showing today and experience it firsthand!
Featured spaces
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Property highlights
Year Built 2020
School District Royse City Isd
HOA $282 SemiAnnually
Parking 2-car garage, 2 covered
Architecture Traditional, Detached
Fireplace 1 Fireplaces
Full Property Details
Property Details
Quick Details
- Price $424,999
- Status Active
- Bedrooms 4
- Bathrooms 3
- Square Feet 3,107 Sq Ft
- Lot Size 0.16 acres
- Lot Size Sq Ft 7,144
- Year Built 2020
- Price / Sq Ft $137 / Sq Ft
- MLS # 21361651
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- Property Condition Resale
- County Rockwall
- Subdivision WOODCREEK PHASE 2-D2
- Days on Market 330
Home Details
- Architectural Style Traditional, Detached
- Stories 2
- Levels Two
- Full Baths 3
- Half Baths 0
- Construction Brick, Rock, Stone
- Foundation Slab
- Roof Composition
- Flooring Carpet, Tile
- Heating Central, Natural Gas
- Cooling Central Air, Electric
- Property Attached No
Kitchen & Interior
- Appliances Some Gas Appliances, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Gas
- Interior Features Built In Features, Chandelier, Decorative Designer Lighting Fixtures, Double Vanity, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Cable Tv, Walk In Closets
- Fireplaces 1
- Fireplace Features Gas, Gas Starter, Living Room, Stone
- Security Features Smoke Detectors
Lot & Exterior
- Lot Features Landscaped, Subdivision, Sprinkler System, Few Trees
- Exterior Features Private Yard, Rain Gutters
- Patio & Porch Features Covered
- Fencing Wood
- Pool No
Parking
- Parking Driveway, Garage Faces Front, Garage, Garage Door Opener, Oversized
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $9,918
- HOA Fee $282 SemiAnnually
- HOA Includes Association Management
- Parcel Number 000000101853
- Legal Description WOODCREEK PHASE 2-D2, BLOCK J, LOT 17
- Tax Block J
- Tax Lot 17
Utilities
- Utilities Municipal Utilities, Sewer Available, Water Available, Cable Available
Schools
- School District Royse City ISD
- Elementary Vernon — Royse City ISD
- Middle Bobby Summers — Royse City ISD
- High Royse City — Royse City ISD
Listing Information
- Listing Agent Damon Matusz
- Brokerage Monument Realty
- MLS Board NTREIS
- List Date 08/18/2026
- Source Updated 10/30/2026
- Last Updated 10/30/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 324 Roscoe Drive
Rockwall CAD records for 324 Roscoe Drive, Fate, TX 75087 show a CAD market value of $492,322 and a net appraised value of $492,322. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD property-tax and appraisal records for 324 Roscoe Drive, Fate, TX 75087, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $82,500 + Improvement Value $409,822 = CAD Market Value $492,322
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
RESIDENTIAL
Value: $409,822 Total Area: 3929 Sqft Living Area: 3107 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 2,351 Sqft |
| MAIN AREA | MA | 756 Sqft |
| ATTACHED GARAGE | AG | 564 Sqft |
| COVERED PORCH | CP | 70 Sqft |
| COVERED PORCH | CP | 188 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
No standard exemptions or CAD reductions were detected in the current record.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $492,322 − All Current CAD Reductions $0 = Current Taxed Starting Point $492,322
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF FATE |
$492,322 | 0.2909 | $1,432 | — | $1,432 |
|
County
ROCKWALL COUNTY |
$492,322 | 0.2510 | $1,236 | — | $1,236 |
|
Municipal Utility District (MUD)
RW CO CONS MUD1 |
$492,322 | 0.1550 | $763 | — | $763 |
|
School District
ROYSE CITY ISD |
$492,322 | 1.2552 | $6,180 | — | $6,180 |
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Municipal Utility District (MUD): A special-purpose district that may appear as a separate taxing entity.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $9,610 − Est. Tax Reductions / Savings — = Est. Taxes (With Current Exemptions) $9,610
The current CAD record does not establish an exemption tax savings calculation. A buyer’s future tax bill may differ.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $50,990 | $199,366 | $250,356 | $250,356 | +$209,693 / +515.69% |
| 2022 | $110,000 | $369,010 | $479,010 | $479,010 | +$228,654 / +91.33% |
| 2023 | $132,000 | $376,090 | $508,090 | $508,090 | +$29,080 / +6.07% |
| 2024 | $110,000 | $398,090 | $508,090 | $508,090 | — |
| 2025 | $110,000 | $398,090 | $508,090 | $508,090 | — |
| 2026 | $82,500 | $409,822 | $492,322 | $492,322 | -$15,768 / -3.10% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $424,999 − Current CAD Market Value $492,322 = Under CAD Value -$67,323 (-13.7%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND WOODCREEK PHASE 2-D2
A curated look at local favorites, everyday stops, and lifestyle context near this property.