- Rockwall County
- Fate TX
- 75189
- Local Area: Chamberlain Crossing Ph 6
- Rockwall ISD
- Covered Parking
- Game Room
- Covered Patio
- Home Theater
- Media Room
Property Overview
Welcome to 442 George Drive, an impressive 5 bedroom, 4 full bathroom residence that would be great for Multi-generational or single family living, perfectly positioned on a desirable corner lot in the highly sought after Chamberlain Crossing community. Step through the grand foyer to a beautifully designed open concept floor plan. The heart of the home is the upgraded chef inspired kitchen, featuring rich espresso shaker cabinetry, granite countertops, stainless steel appliances, and an oversized center island with a raised breakfast bar. The kitchen seamlessly flows into the dining area and spacious family room creating a warm and inviting atmosphere throughout the main living areas. The main floor primary suite offers a private retreat with an ensuite bath that includes dual sinks, separate shower and tub and an expansive walk in closet. A second bedroom and full bathroom downstairs provide an ideal private space for guests or multigenerational living, while the dedicated home office makes working from home both comfortable and convenient. Upstairs, you'll find 3 additional bedrooms, 2 full bathrooms, a spacious game room, and a true dedicated media-theater room designed for unforgettable movie nights, game days, and family entertainment. With multiple living spaces throughout the home, there's room for everyone to relax, entertain, and enjoy their own space. Life extends beyond your front door at Chamberlain Crossing, where residents enjoy an exceptional resort style lifestyle. Community amenities include a clubhouse, sparkling pool, playground, soccer field, and scenic walking trails winding through beautiful greenbelts and ponds. The location is equally impressive, offering convenient access to Lake Ray Hubbard, The Harbor Rockwall, shopping, dining, entertainment, and Award winning Rockwall ISD schools. 442 George Drive is more than a home, it is an opportunity to experience elevated living in one of Fate's desirable communities. Come see it. Fall in love.
HAVE QUESTIONS ABOUT THIS HOME?
Text or email Steavy directly from this listing.
HAVE QUESTIONS ABOUT THIS HOME?
Text or email Steavy directly from this listing.
Property highlights
Year Built 2018
School District Rockwall ISD
HOA $760 Annually
Pool Yes
Parking 2-car garage, 2 covered
Architecture Traditional, Detached
Outdoor Living Covered Patio
Fireplace 1 Fireplaces
Neighborhood Chamberlain Crossing Ph 6
Full Property Details
Property Details
PROPERTY HIGHLIGHTS
Quick Details
- Price $515,000
- Status Active
- Bedrooms 5
- Bathrooms 4
- Square Feet 3,463 Sq Ft
- Lot Size 0.14 acres
- Lot Size Sq Ft 6,011
- Year Built 2018
- Price / Sq Ft $149 / Sq Ft
- MLS # 21397154
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Chamberlain Crossing Ph 6
- Days on Market 11
Home Details
- Architectural Style Traditional, Detached
- Stories 2
- Levels Two
- Full Baths 4
- Half Baths 0
- Foundation Slab
- Roof Shingle
- Flooring Carpet, Ceramic Tile, Luxury Vinyl Plank
- Heating Electric, Fireplaces
- Cooling Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment
- Property Attached No
Kitchen & Interior
- Appliances Dishwasher, Electric Range, Disposal, Microwave
- Interior Features Decorative Designer Lighting Fixtures, Double Vanity, Eat In Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Cable Tv, Vaulted Ceilings, Walk In Closets, Wired For Sound
- Laundry Features Electric Dryer Hookup, Laundry In Utility Room
- Fireplaces 1
- Fireplace Features Electric
- Window Features Bay Windows, Window Coverings
- Security Features Security System, Carbon Monoxide Detectors, Fire Alarm
Lot & Exterior
- Patio & Porch Features Covered
- Fencing Wood
- Pool Yes
- Pool Features Community
Parking
- Parking Garage Faces Front, Garage, Garage Door Opener
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $6,961
- HOA Fee $760 Annually
- HOA Includes All Facilities
- Community Features Clubhouse, Other, Playground, Pool, Trails Paths
- Parcel Number 000000092172
- Legal Description CHAMBERLAIN CROSSING PH 6, BLOCK 17, LOT 11
- Tax Block 17
- Tax Lot 11
Utilities
- Utilities Sewer Available, Water Available, Cable Available
- Water Public
- Sewer Public Sewer
Schools
- School District Rockwall ISD
- Elementary Lupe Garcia — Rockwall ISD
- Middle Ursula Rakow — Rockwall ISD
- High Rockwall-Heath — Rockwall ISD
Listing Information
- Listing Agent Jacqueline Gamble
- Brokerage Ultima Real Estate
- MLS Board NTREIS
- List Date 09/27/2026
- Source Updated 10/08/2026
- Last Updated 10/09/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 442 George Drive
Rockwall CAD (TrueProdigy) records for 442 George Drive, Fate, TX 75189 show a CAD market value of $432,705 and a net appraised value of $432,705. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD (TrueProdigy) property-tax and appraisal records for 442 George Drive, Fate, TX 75189, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD (TrueProdigy) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $95,000 + Improvement Value $337,705 = CAD Market Value $432,705
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Value: $337,705 Total Area: 4033 Sqft Living Area: 3463.5 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 1,945 Sqft |
| MAIN AREA | MA | 1,519 Sqft |
| ATTACHED GARAGE | AG | 420 Sqft |
| COVERED PORCH | CP | 108 Sqft |
| COVERED PORCH | CP | 42 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Reduces Rockwall ISD taxable value by $140,000 (from $432,705 net appraised value to $292,705 school taxable value). Current owner’s exemption, not guaranteed to transfer to buyer.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $432,705 − All Current CAD Reductions $0 = Current Taxed Starting Point $432,705
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
Taxable-value reduction for applicable school district (Rockwall ISD); current owner’s exemption, not guaranteed to transfer to buyer. Other local taxing units on this record apply $0 exemption reduction (taxed at $432,705 net appraised value).
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF FATE |
$432,705 | 0.2909 | $1,259 | — | $1,259 |
|
County
ROCKWALL COUNTY |
$432,705 | 0.2620 | $1,134 | — | $1,134 |
|
School District
ROCKWALL ISD |
$292,705 (H) | 1.0669 | $4,617 | -$1,494 | $3,123 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $7,009 − Est. Tax Reductions / Savings $1,494 = Est. Taxes (With Current Exemptions) $5,515
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $1,494. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $5,515 with the exemptions shown today and $7,009 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $66,300 | $312,920 | $379,220 | $379,220 | -$6,930 / -1.79% |
| 2022 | $100,000 | $380,310 | $480,310 | $417,142 | +$101,090 / +26.66% |
| 2023 | $110,000 | $394,952 | $504,952 | $458,856 | +$24,642 / +5.13% |
| 2024 | $110,000 | $394,952 | $504,952 | $504,742 | — |
| 2025 | $107,000 | $383,884 | $490,884 | $490,884 | -$14,068 / -2.79% |
| 2026 | $95,000 | $337,705 | $432,705 | $432,705 | -$58,179 / -11.85% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $515,000 − Current CAD Market Value $432,705 = Over CAD Value +$82,295 (+19.0%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND CHAMBERLAIN CROSSING PH 6
A curated look at local favorites, everyday stops, and lifestyle context near this property.