- Fate TX
- Rockwall County
- 75087
- Local Area: Monterra Ph 1a
- Rockwall ISD
- Covered Parking
- Double Vanity
- Vaulted / Cathedral Ceilings
Property Overview
This beautifully designed Grand Homes residence delivers an impressive combination of style, space and functionality. Step inside to soaring cathedral ceilings, abundant natural light and an open-concept living area anchored by a cozy fireplace. The spacious kitchen is made for gathering, featuring granite countertops, a large island, pantry and an easy flow into the dining and living areas.
The thoughtfully designed split-bedroom floor plan offers 3 bedrooms and 3 full baths, including a versatile secondary suite with its own bath ideal for guests, multigenerational living or a private retreat. The primary suite features a spacious bath, double vanity and walk-in closet. A formal dining area and window-filled breakfast space provide additional flexibility for entertaining and everyday living.
Outside, enjoy a covered patio and backyard, while Monterra residents have access to community amenities including a pool, park and walking jogging biking paths. Located in Rockwall ISD with convenient access to shopping, dining, major roadways and the Lake Ray Hubbard area.
Modern design, flexible living spaces and outstanding community amenities make 1320 Cartona Rd a wonderful place to call home.
Buyer and Buyer’s Agent to verify all measurements, square footage, schools, attendance zones, and all information contained herein.
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Property highlights
Year Built 2024
School District Rockwall ISD
HOA $600 SemiAnnually
Pool Yes
Parking 2-car garage, 2 covered
Architecture Traditional, Detached
Fireplace 1 Fireplaces
Neighborhood Monterra Ph 1a
Full Property Details
Property Details
PROPERTY HIGHLIGHTS
Quick Details
- Price $559,900
- Status Active
- Bedrooms 3
- Bathrooms 3
- Square Feet 2,417 Sq Ft
- Lot Size 0.17 acres
- Lot Size Sq Ft 7,187
- Year Built 2024
- Price / Sq Ft $232 / Sq Ft
- MLS # 21398637
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Monterra Ph 1a
- Days on Market 20
Home Details
- Architectural Style Traditional, Detached
- Stories 1
- Levels One
- Full Baths 3
- Half Baths 0
- Foundation Slab
- Roof Composition
- Flooring Carpet, Luxury Vinyl Plank
- Heating Central, Electric, Natural Gas
- Cooling Attic Fan, Central Air, Ceiling Fans, Electric
- Property Attached Yes
Kitchen & Interior
- Appliances Convection Oven, Dishwasher, Gas Cooktop, Gas Oven, Microwave
- Interior Features Cathedral Ceilings, Decorative Designer Lighting Fixtures, Double Vanity, Eat In Kitchen, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Cable Tv, Vaulted Ceilings, Walk In Closets, Wired For Sound
- Laundry Features Washer Hookup, Electric Dryer Hookup, Laundry In Utility Room
- Fireplaces 1
- Fireplace Features Electric, Family Room
Lot & Exterior
- Lot Features Landscaped, Subdivision, Sprinkler System
- Exterior Features Gas Grill, Outdoor Grill, Private Yard, Rain Gutters
- Patio & Porch Features Rear Porch, Patio, Covered
- Fencing Fenced, Full, Wood
- Pool Yes
- Pool Features Community
Parking
- Parking Door Single, Driveway, Garage, Garage Door Opener, Inside Entrance, Kitchen Level, Lighted, On Site, Garage Faces Side, On Street
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $9,170
- HOA Fee $600 SemiAnnually
- HOA Includes All Facilities, Association Management
- Community Features Clubhouse, Pool, Sidewalks
- Parcel Number 000000332148
- Legal Description MONTERRA PHASE 1A BLK R LOT 5
- Tax Block R
- Tax Lot 5
Utilities
- Utilities Electricity Available, Electricity Connected, Phone Available, Sewer Available, Water Available, Cable Available
- Water Public
- Sewer Public Sewer
Schools
- School District Rockwall ISD
- Elementary Celia Hays — Rockwall ISD
- Elementary Celia Hays — Rockwall ISD
- Middle JW Williams — Rockwall ISD
- Middle JW Williams — Rockwall ISD
- High Rockwall — Rockwall ISD
- High Rockwall — Rockwall ISD
Listing Information
- Listing Agent K.G. Nair
- Brokerage OnDemand Realty
- MLS Board NTREIS
- List Date 09/29/2026
- Source Updated 10/28/2026
- Last Updated 10/29/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 1320 Cartona Road
Rockwall CAD (TrueProdigy) records for 1320 Cartona Road, Fate, TX 75087 show a CAD market value of $570,022 and a net appraised value of $570,022. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD (TrueProdigy) property-tax and appraisal records for 1320 Cartona Road, Fate, TX 75087, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD (TrueProdigy) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $60,200 + Improvement Value $509,822 = CAD Market Value $570,022
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Value: $509,822 Total Area: 4447 Sqft Living Area: 2417 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 2,417 Sqft |
| ATTACHED GARAGE | AG | 1,572 Sqft |
| COVERED PORCH | CP | 418 Sqft |
| COVERED PORCH | CP | 40 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
No standard exemptions or CAD reductions were detected in the current record.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $570,022 − All Current CAD Reductions $0 = Current Taxed Starting Point $570,022
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
County
ROCKWALL COUNTY |
$570,022 | 0.2620 | $1,493 | — | $1,493 |
|
City
CITY OF FATE |
$570,022 | 0.2909 | $1,658 | — | $1,658 |
|
School District
ROCKWALL ISD |
$570,022 | 1.0669 | $6,082 | — | $6,082 |
|
Public Improvement District (PID)
MONTERRA PID IMPROVEMENT AREA #1 CAD lists entity but shows no separate rate on this row. |
$570,022 | 0.0000 | $0 | — | $0 |
|
Public Improvement District (PID)
MONTERRA PID O&M CAD lists entity but shows no separate rate on this row. |
$570,022 | 0.0000 | $0 | — | $0 |
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Public Improvement District (PID): A special-purpose district created to fund specific public improvements.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $9,233 − Est. Tax Reductions / Savings — = Est. Taxes (With Current Exemptions) $9,233
The current CAD record does not establish an exemption tax savings calculation. A buyer’s future tax bill may differ.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2024 | $70,000 | $441,873 | $511,873 | $511,873 | — |
| 2025 | $70,000 | $466,963 | $536,963 | $536,963 | +$25,090 / +4.90% |
| 2026 | $60,200 | $509,822 | $570,022 | $570,022 | +$33,059 / +6.16% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $559,900 − Current CAD Market Value $570,022 = Under CAD Value -$10,122 (-1.8%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND MONTERRA PH 1A
A curated look at local favorites, everyday stops, and lifestyle context near this property.