- Rockwall County
- Fate TX
- 75087
- Local Area: Woodcreek Ph 1a
Property Overview
Back on the Market and Reduced. Beautiful and well maintained 4-bedroom 2.5 bath home with a stone and brick combination construction. Entering into this home you immediately see the 5-inch plank hardwood flooring that leads you to a study with French doors, an open dining room, and an impressive staircase. In the gourmet kitchen you will find custom 42-inch cabinets, gas cooktop, SS Appliances, Large Island, Walk In Pantry along with a Butler's Pantry area. The impressive living area has a gas starter wood burning fireplace with a custom mantel. A large primary bedroom on the first floor with a large bay of windows allows a lot of natural light. Leading into the primary bath there is a garden tub, separate shower, and individual vanities along with a linen closet and a large walk-in closet. On the second level there are 3 nice size carpeted bedrooms with a full bath. Additionally, a dedicated media room is set up with prewiring for a sound system for movie nights.
Featured spaces
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Property highlights
Year Built 2007
School District Rockwall Isd
HOA $360 SemiAnnually
Parking 3-car garage, 3 covered
Architecture Detached
Fireplace 1 Fireplaces
Neighborhood Woodcreek Ph 1a
Full Property Details
Property Details
Quick Details
- Price $425,000
- Status Active
- Bedrooms 4
- Bathrooms 3
- Square Feet 3,226 Sq Ft
- Lot Size 0.22 acres
- Lot Size Sq Ft 9,670
- Year Built 2007
- Price / Sq Ft $132 / Sq Ft
- MLS # 21407139
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Woodcreek Ph 1a
- Days on Market 175
Home Details
- Architectural Style Detached
- Stories 2
- Levels Two
- Full Baths 2
- Half Baths 1
- Construction Brick, Fiber Cement, Rock, Stone, Wood Siding
- Foundation Slab
- Roof Composition
- Flooring Carpet, Ceramic Tile, Hardwood
- Heating Central
- Cooling Central Air
- Property Attached No
Kitchen & Interior
- Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave
- Interior Features Decorative Designer Lighting Fixtures, Eat In Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Walk In Closets, Wired For Sound
- Fireplaces 1
- Fireplace Features Living Room, Wood Burning
- Security Features Smoke Detectors
Lot & Exterior
- Patio & Porch Features Covered
- Fencing Wood
- Pool No
Parking
- Parking Driveway, Garage, Garage Door Opener, Garage Faces Side, On Street
- Garage Spaces 3
- Covered Parking 3
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $7,952
- HOA Fee $360 SemiAnnually
- HOA Includes All Facilities
- Community Features Curbs, Sidewalks
- Parcel Number 000000061783
- Legal Description WOODCREEK PH 1A, BLOCK C, LOT 30
- Tax Block C
- Tax Lot 30
Utilities
- Utilities Natural Gas Available, Sewer Available, Separate Meters, Water Available
- Water Public
- Sewer Public Sewer
Schools
- School District Rockwall ISD
- Elementary Billie Stevenson — Rockwall ISD
- Middle Herman E Utley — Rockwall ISD
- High Rockwall — Rockwall ISD
Listing Information
- Listing Agent Mark Hunt
- Brokerage Keller Williams Realty DPR
- MLS Board NTREIS
- List Date 10/08/2026
- Source Updated 10/09/2026
- Last Updated 10/09/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 513 Mckinney Trail
Rockwall CAD (TrueProdigy) records for 513 Mckinney Trail, Fate, TX 75087 show a CAD market value of $429,135 and a net appraised value of $429,135. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD (TrueProdigy) property-tax and appraisal records for 513 Mckinney Trail, Fate, TX 75087, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD (TrueProdigy) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $92,000 + Improvement Value $337,135 = CAD Market Value $429,135
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Value: $336,751 Total Area: 3987 Sqft Living Area: 3226 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 1,776 Sqft |
| MAIN AREA | MA | 1,450 Sqft |
| ATTACHED GARAGE | AG | 616 Sqft |
| COVERED PORCH | CP | 110 Sqft |
| COVERED PORCH | CP | 35 Sqft |
| Additional Feature / Structure | Type / Details | Area / Quantity |
|---|---|---|
| MISC IMP | Code: STORAGE BLDG 10 X 12 · Class: A1 · Built 2014 | 120 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
No standard exemptions or CAD reductions were detected in the current record.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $429,135 − All Current CAD Reductions $0 = Current Taxed Starting Point $429,135
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF FATE |
$429,135 | 0.2909 | $1,248 | — | $1,248 |
|
County
ROCKWALL COUNTY |
$429,135 | 0.2620 | $1,124 | — | $1,124 |
|
Municipal Utility District (MUD)
RW CO CONS MUD1 |
$429,135 | 0.1400 | $601 | — | $601 |
|
School District
ROCKWALL ISD |
$429,135 | 1.0669 | $4,578 | — | $4,578 |
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Municipal Utility District (MUD): A special-purpose district that may appear as a separate taxing entity.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $7,552 − Est. Tax Reductions / Savings — = Est. Taxes (With Current Exemptions) $7,552
The current CAD record does not establish an exemption tax savings calculation. A buyer’s future tax bill may differ.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $96,900 | $228,300 | $325,200 | $325,200 | +$13,440 / +4.31% |
| 2022 | $115,000 | $302,980 | $417,980 | $357,720 | +$92,780 / +28.53% |
| 2023 | $149,500 | $323,461 | $472,961 | $393,492 | +$54,981 / +13.15% |
| 2024 | $115,000 | $352,250 | $467,250 | $432,841 | -$5,711 / -1.21% |
| 2025 | $105,800 | $345,052 | $450,852 | $450,852 | -$16,398 / -3.51% |
| 2026 | $92,000 | $337,135 | $429,135 | $429,135 | -$21,717 / -4.82% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $425,000 − Current CAD Market Value $429,135 = Under CAD Value -$4,135 (-1.0%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND WOODCREEK PH 1A
A curated look at local favorites, everyday stops, and lifestyle context near this property.