- Henderson County
- Malakoff TX
- 75148
- Local Area: Point La Vista
Property Overview
Custom home on 3 lots with large trees, fabulous outdoor deck and large backyard. You have a perk of having lake access when the water is up on Cedar Creek Lake. Inside, 3 bedrooms with split design with primary bedroom on one side with large bathroom with beautiful walk in shower and separate jacuzzi tub,. Double vanities and double closets. Open living area with gorgeous stone WBFP. Split level from kitchen and dining down to the living area allows easy communication when entertaining. Galley style kitchen with granite countertops and stainless appliances and solid wood cabinets and large pantry. Second bedroom on waterside is large with tons of natural light. 3rd bedroom in the center with large closet and door to share hall bathroom. Convenient office space with exterior door is currently being used for closet and storage. Also a bonus space off of hallway can be a small office or computer station for the kids. Located in restricted subdivision on quiet cul de sac road. Corner location and 3 lots allow for HUGE yard with extra TRWD land adjacent. Steps down to the water for fishing or future boating or paddle boarding in you desire. At full pool, there is water in the large channel. Partially fenced yard for dogs and kids safety. Plenty of room to grow. Large storage building for lawn equipment storage and also includes vacant lot across the street. Beautiful custom home with tons of potential. Property owners have access to a pool,tennis court, and boat launch for the use of the property owners and included with the annual dues. Home sold AS-IS, furnishings are available.
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Property highlights
Year Built 2008
School District Malakoff Isd
HOA $525 Annually
Pool Yes
Parking 2-car garage, 2 covered
Architecture Detached
Fireplace 1 Fireplaces
Neighborhood Point La Vista
Full Property Details
Property Details
Quick Details
- Price $430,000
- Status Active
- Bedrooms 3
- Bathrooms 2
- Square Feet 2,024 Sq Ft
- Lot Size 0.61 acres
- Lot Size Sq Ft 26,572
- Year Built 2008
- Price / Sq Ft $212 / Sq Ft
- MLS # 21408855
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- Property Condition Resale
- County Henderson
- Subdivision Point La Vista
- Days on Market 5
Home Details
- Architectural Style Detached
- Stories 1
- Levels One
- Full Baths 2
- Half Baths 0
- Construction Brick
- Foundation Slab
- Roof Composition
- Flooring Carpet, Engineered Hardwood, Laminate, Luxury Vinyl Plank
- Heating Central, Electric, Fireplaces
- Cooling Central Air, Ceiling Fans, Electric
- Property Attached No
Kitchen & Interior
- Appliances Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave
- Interior Features Cathedral Ceilings, Decorative Designer Lighting Fixtures, Double Vanity, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Cable Tv, Vaulted Ceilings
- Laundry Features Washer Hookup, Dryer Hookup, Electric Dryer Hookup, Laundry In Utility Room, Stacked
- Fireplaces 1
- Fireplace Features Living Room, Stone
- Security Features Security System Leased, Security System, Smoke Detectors
Lot & Exterior
- Lot Features Back Yard, Corner Lot, Cul De Sac, Irregular Lot, Lawn, Landscaped, Many Trees, Steep Slope, Subdivision, Sloped, Sprinkler System, Few Trees, Waterfront
- Exterior Features Dog Run, Fire Pit, Rain Gutters, Storage
- Patio & Porch Features Deck
- Fencing Back Yard, Metal
- Pool Yes
- Pool Features Community
- Other Structures Sheds
- Waterfront Features Lake Front, Waterfront
- View Features Water
Parking
- Parking Additional Parking, Door Multi, Driveway, Garage Faces Front, Garage, Garage Door Opener, Kitchen Level, Parking Pad
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $4,820
- HOA Fee $525 Annually
- HOA Includes All Facilities
- Community Features Lake, Pool, Tennis Courts
- Parcel Number 38650000077060
- Legal Description LT 77 & N 1/2 75,76,90MARCUS GARCIA SUR, POINT LA
- Tax Lot 75-77
Utilities
- Utilities Electricity Connected, Sewer Available, Separate Meters, Water Available, Cable Available
- Water Private
- Sewer Private Sewer
Schools
- School District Malakoff ISD
- Elementary Malakoff — Malakoff ISD
- Middle Malakoff — Malakoff ISD
- High Malakoff — Malakoff ISD
Listing Information
- Listing Agent Sandra Ussery
- Brokerage Fathom Realty LLC
- MLS Board NTREIS
- List Date 10/06/2026
- Source Updated 10/11/2026
- Last Updated 10/11/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 5280 Loma Vista
Henderson CAD (Pritchard & Abbott) records for 5280 Loma Vista, Malakoff, TX 75148 show a CAD market value of $535,529 and a net appraised value of $391,342. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Henderson CAD (Pritchard & Abbott) property-tax and appraisal records for 5280 Loma Vista, Malakoff, TX 75148, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Henderson CAD (Pritchard & Abbott) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $159,750 + Improvement Value $375,779 = CAD Market Value $535,529
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Value: $375,779 Total Area: 2931 Sqft Living Area: 2024 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| LIVING AREA | LA | 2,024 Sqft |
| PORCH/WOOD/COVERED | PW | 276 Sqft |
| PORCH/COV | PO | 54 Sqft |
| PORCH/COV | PO | 93 Sqft |
| GARAGE/ATTACHED | GA | 484 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Reduces Malakoff ISD taxable value by $207,500 (from $391,342 net appraised value to $183,842 school taxable value). Current owner’s exemption, not guaranteed to transfer to buyer.
Statutory 10% limitation on annual increase in appraised value for qualifying residence homestead (Texas Tax Code § 23.23). This is an appraisal-stage limitation, not a local taxing jurisdiction exemption.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $535,529 − All Current CAD Reductions -$144,187 = Current Taxed Starting Point $391,342
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
Taxable-value reduction for applicable school district (Malakoff ISD); current owner’s exemption, not guaranteed to transfer to buyer. Additional local taxing units on this record also show taxable-value reductions: Henderson Co R&b (-$25,000), Henderson County (-$25,000), Henderson Co Fm-fc (-$3,000), Trinity Valley Comm (-$15,000). Separate from -$144,187 10% homestead cap already reflected in the $391,342 net appraised value.
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
Other Entity
HENDERSON CAD |
$391,342 | 0.0000 | $0 | — | $0 |
|
County
HENDERSON CO R&B |
$366,342 | 0.0177 | $69 | -$4 | $65 |
|
County
HENDERSON COUNTY |
$366,342 | 0.2846 | $1,114 | -$71 | $1,043 |
|
County
HENDERSON CO FM-FC |
$388,342 | 0.0412 | $161 | -$1 | $160 |
|
School District
MALAKOFF ISD |
$183,842 (H) | 0.9166 | $3,587 | -$1,902 | $1,685 |
|
Other Entity
TRINITY VALLEY COMM |
$376,342 | 0.1137 | $445 | -$17 | $428 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $5,376 − Est. Tax Reductions / Savings $1,996 = Est. Taxes (With Current Exemptions) $3,380
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $1,996. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $3,380 with the exemptions shown today and $5,376 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $71,500 | $212,643 | $284,143 | $242,990 | +$63,242 / +28.63% |
| 2022 | $159,750 | $295,882 | $455,632 | $267,292 | +$171,489 / +60.35% |
| 2023 | $159,750 | $352,095 | $511,845 | $294,021 | +$56,213 / +12.34% |
| 2024 | $159,750 | $375,779 | $535,529 | $323,423 | +$23,684 / +4.63% |
| 2025 | $159,750 | $375,779 | $535,529 | $355,765 | — |
| 2026 | $159,750 | $375,779 | $535,529 | $391,342 | — |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $430,000 − Current CAD Market Value $535,529 = Under CAD Value -$105,529 (-19.7%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND POINT LA VISTA
A curated look at local favorites, everyday stops, and lifestyle context near this property.