- Rockwall County
- Fate TX
- 75189
- Local Area: Woodcreek Ph 6f
Property Overview
This 4 BD, 2 BA home is the perfect blend of comfort, style, and functionality.
As you step inside, you'll be greeted by the warm and inviting atmosphere of the spacious living area, perfect for relaxing and entertaining. The expansive kitchen is equipped with ample cabinetry, granite countertops, a coffee bar, and an island with a custom sink. The adjacent dining area is ideal for hosting family gatherings and dinner parties.
The four bedrooms offer ample space, and two generously sized bathrooms provide storage and comfort. The master suite serves as a serene retreat, complete with a spacious custom walk-in closet and en-suite bathroom.
Step outside to a spacious backyard that is perfect for outdoor activities and gardening, alongside a convenient two-car garage. Don't miss this gorgeous home! Built-in desk in office; can easily be removed. Coffee bar area will stay. One-owner property.
Featured spaces
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Property highlights
Year Built 2018
School District Royse City Isd
HOA $325 SemiAnnually
Parking 2-car garage, 2 covered
Architecture Detached
Neighborhood Woodcreek Ph 6f
Full Property Details
Property Details
Quick Details
- Price $299,900
- Status Active
- Bedrooms 4
- Bathrooms 2
- Square Feet 2,092 Sq Ft
- Lot Size 0.13 acres
- Lot Size Sq Ft 5,750
- Year Built 2018
- Price / Sq Ft $143 / Sq Ft
- MLS # 21409188
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Woodcreek Ph 6f
- Days on Market 1
Home Details
- Architectural Style Detached
- Stories 1
- Levels One
- Full Baths 2
- Half Baths 0
- Construction Brick, Concrete, Wood Siding
- Foundation Slab
- Roof Composition, Shingle
- Property Attached No
Kitchen & Interior
- Appliances Dishwasher, Electric Oven, Electric Range, Disposal, Microwave
- Interior Features Kitchen Island, Open Floorplan, Cable Tv, Walk In Closets
- Security Features Carbon Monoxide Detectors, Fire Alarm
Lot & Exterior
- Fencing Back Yard, Fenced
- Pool No
Parking
- Parking Garage, Garage Door Opener, Off Street, On Street
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $7,540
- HOA Fee $325 SemiAnnually
- HOA Includes Association Management
- Community Features Sidewalks
- Parcel Number 000000098356
- Legal Description WOODCREEK PHASE 6F, BLOCK S, LOT 2
- Tax Block S
- Tax Lot 2
Utilities
- Utilities Sewer Available, Underground Utilities, Water Available, Cable Available
- Water Public
- Sewer Public Sewer
Schools
- School District Royse City ISD
- Elementary Vernon — Royse City ISD
- Middle Royse City — Royse City ISD
- High Royse City — Royse City ISD
Listing Information
- Listing Agent Ronald Mitchell
- Brokerage VIP Realty
- MLS Board NTREIS
- List Date 10/11/2026
- Source Updated 10/13/2026
- Last Updated 10/13/2026
- Virtual Tour View Virtual Tour (PropertyPanorama)
Property Tax & CAD Valuation for 905 Decker Drive
Rockwall CAD (TrueProdigy) records for 905 Decker Drive, Fate, TX 75189 show a CAD market value of $305,000 and a net appraised value of $305,000. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD (TrueProdigy) property-tax and appraisal records for 905 Decker Drive, Fate, TX 75189, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD (TrueProdigy) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $78,400 + Improvement Value $226,600 = CAD Market Value $305,000
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Total Area: 2660 Sqft Living Area: 2092 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 2,092 Sqft |
| ATTACHED GARAGE | AG | 405 Sqft |
| PATIO - 20% (REGULAR) | PA | 100 Sqft |
| COVERED PORCH | CP | 35 Sqft |
| OPEN PORCH | OP | 28 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Reduces Royse City ISD taxable value by $140,000 (from $305,000 net appraised value to $165,000 school taxable value). Current owner’s exemption, not guaranteed to transfer to buyer.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $305,000 − All Current CAD Reductions $0 = Current Taxed Starting Point $305,000
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
Taxable-value reduction for applicable school district (Royse City ISD); current owner’s exemption, not guaranteed to transfer to buyer. Other local taxing units on this record apply $0 exemption reduction (taxed at $305,000 net appraised value).
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF FATE |
$305,000 | 0.2909 | $887 | — | $887 |
|
County
ROCKWALL COUNTY |
$305,000 | 0.2620 | $799 | — | $799 |
|
School District
ROYSE CITY ISD |
$165,000 (H) | 1.2552 | $3,828 | -$1,757 | $2,071 |
|
Municipal Utility District (MUD)
RW CO MUD6 |
$305,000 | 0.6650 | $2,028 | — | $2,028 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Municipal Utility District (MUD): A special-purpose district that may appear as a separate taxing entity.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $7,543 − Est. Tax Reductions / Savings $1,757 = Est. Taxes (With Current Exemptions) $5,786
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $1,757. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $5,786 with the exemptions shown today and $7,543 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $70,700 | $173,350 | $244,050 | $244,050 | +$17,970 / +7.95% |
| 2022 | $98,980 | $235,530 | $334,510 | $334,510 | +$90,460 / +37.07% |
| 2023 | $117,600 | $244,422 | $362,022 | $362,022 | +$27,512 / +8.22% |
| 2024 | $98,000 | $242,285 | $340,285 | $340,285 | -$21,737 / -6.00% |
| 2025 | $93,100 | $235,200 | $328,300 | $328,300 | -$11,985 / -3.52% |
| 2026 | $78,400 | $226,600 | $305,000 | $305,000 | -$23,300 / -7.10% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $299,900 − Current CAD Market Value $305,000 = Under CAD Value -$5,100 (-1.7%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND WOODCREEK PH 6F
A curated look at local favorites, everyday stops, and lifestyle context near this property.