- Rockwall County
- Fate TX
- 75087
- Local Area: Woodcreek Ph 1a
- Rockwall ISD
- Covered Parking
- Media Room
Property Overview
Generously sized and thoughtfully arranged, offers exceptional flexibility with 5 bedrooms, a first-floor primary suite, two living areas, a playroom, and a second floor media room and first floor office or additional bedroom. A bonus room on the top level can easily serve as an additional flex space. The gourmet kitchen features granite counters, stainless-steel appliances, a double oven, and a large island that opens to the living area with multiple windows. Outside is a blank canvas for your family to personalize with a nice sized yard. Located in the desirable Woodcreek Community with Rockwall schools, this home blends comfort, space, and resort-style living. PHOTOS COMING SOON!!
Featured spaces
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Property highlights
Year Built 2007
School District Rockwall ISD
Pool Yes
Parking 2-car garage, 2 covered
Architecture Detached
Fireplace 1 Fireplaces
Neighborhood Woodcreek Ph 1a
Full Property Details
Property Details
PROPERTY HIGHLIGHTS
Quick Details
- Price $549,000
- Status Active
- Bedrooms 5
- Bathrooms 4
- Square Feet 4,291 Sq Ft
- Lot Size 0.2 acres
- Lot Size Sq Ft 8,799
- Year Built 2007
- Price / Sq Ft $128 / Sq Ft
- MLS # 21409293
Overview
- Property Type Residential
- Property Subtype Single Family Residence
- County Rockwall
- Subdivision Woodcreek Ph 1a
- Days on Market 20
Home Details
- Architectural Style Detached
- Stories 2
- Levels Two
- Full Baths 3
- Half Baths 1
- Flooring Carpet, Luxury Vinyl Plank
- Property Attached No
Kitchen & Interior
- Appliances Electric Cooktop, Electric Oven
- Interior Features Eat In Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Cable Tv
- Laundry Features Washer Hookup, Dryer Hookup
- Fireplaces 1
- Fireplace Features Family Room
Lot & Exterior
- Pool Yes
- Pool Features Community
Parking
- Parking Driveway
- Garage Spaces 2
- Covered Parking 2
- Attached Garage Yes
Taxes & HOA
- Annual Taxes $8,248
- HOA Includes All Facilities
- Community Features Clubhouse, Pool
- Parcel Number 000000061859
- Legal Description WOODCREEK PH 1A, BLOCK G, LOT 13
- Tax Block G
- Tax Lot 13
Utilities
- Utilities Sewer Available, Water Available, Cable Available
- Water Public
- Sewer Public Sewer
Schools
- School District Rockwall ISD
- Elementary Billie Stevenson — Rockwall ISD
- Middle Ursula Rakow — Rockwall ISD
- High Rockwall — Rockwall ISD
Listing Information
- Listing Agent Jeff Varghese
- Brokerage Central Metro Realty
- MLS Board NTREIS
- List Date 10/17/2026
- Source Updated 10/31/2026
- Last Updated 11/02/2026
Property Tax & CAD Valuation for 414 Garrett Drive
Rockwall CAD (TrueProdigy) records for 414 Garrett Drive, Fate, TX 75087 show a CAD market value of $467,654 and a net appraised value of $467,654. CAD values are used for property-tax purposes and may differ from the property's current list price or eventual sale price.
TAX INFO FOR NORMAL PEOPLE
A plain-English look at Rockwall CAD (TrueProdigy) property-tax and appraisal records for 414 Garrett Drive, Fate, TX 75087, including CAD market value, appraised value, exemptions, taxing entities, improvement records, and value history.
View Official Rockwall CAD (TrueProdigy) Property Record
1. CAD Big Picture: Land + Improvements = Market Value
This shows what the CAD market value is made of. Appraisal districts usually separate value between the land and the improvements. Improvements may include the home, garages, shops, patios, pools, decks, storage, and other structures.
Land Value $92,000 + Improvement Value $375,654 = CAD Market Value $467,654
2. Improvement Details: Size, Type & Assessed Value
This is a breakdown of the improvements CAD has listed for the property and the square footage or area connected to those records. CAD improvement records may include the main living area, garages, shops, decks, patios, pools, storage, or other site improvements when available.
Building
Value: $375,654 Total Area: 4879.5 Sqft Living Area: 4291.5 Sqft
| Detail | CAD Code | Area |
|---|---|---|
| MAIN AREA | MA | 2,247 Sqft |
| MAIN AREA | MA | 2,045 Sqft |
| ATTACHED GARAGE | AG | 462 Sqft |
| PATIO - 20% (REGULAR) | PA | 96 Sqft |
| COVERED PORCH | CP | 30 Sqft |
3. Current Tax Exemptions & Statutory Limitations
Property tax bills reflect two distinct types of CAD adjustments: local taxing jurisdiction exemptions (which reduce taxable value below appraised value) and statutory appraisal limitations (which limit the annual growth of appraised value itself). Each taxing entity establishes its own exemption amounts and tax rates.
The current CAD record shows a homestead exemption. Reduces Rockwall ISD taxable value by $140,000 (from $467,654 net appraised value to $327,654 school taxable value). Current owner’s exemption, not guaranteed to transfer to buyer.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer’s exemptions and future tax obligations may differ.
4. Value After CAD Reductions
This is where CAD reductions, exemptions, limitations, or special-use valuation may affect the value used for tax calculations.
CAD Market Value $467,654 − All Current CAD Reductions $0 = Current Taxed Starting Point $467,654
This reflects the CAD net appraised value after current CAD reductions. Individual taxing units may use different taxable values when exemptions apply.
Taxable-value reduction for applicable school district (Rockwall ISD); current owner’s exemption, not guaranteed to transfer to buyer. Other local taxing units on this record apply $0 exemption reduction (taxed at $467,654 net appraised value).
5. Who Taxes It?
These are the local entities included in the current CAD/tax estimate. A property tax bill can include a city, county, school district, municipal utility district, public improvement district, or other special district. Each entity may use its own taxable value, rate, and exemption treatment.
| Entity | Taxable Value | Rate (per $100) | Est. Tax (No Ex.) | Savings | Est. Tax (Current) |
|---|---|---|---|---|---|
|
City
CITY OF FATE |
$467,654 | 0.2909 | $1,360 | — | $1,360 |
|
County
ROCKWALL COUNTY |
$467,654 | 0.2620 | $1,225 | — | $1,225 |
|
Municipal Utility District (MUD)
RW CO CONS MUD1 |
$467,654 | 0.1400 | $655 | — | $655 |
|
School District
ROCKWALL ISD |
$327,654 (H) | 1.0669 | $4,989 | -$1,494 | $3,496 |
(H) Taxable reduction reflected in school district taxable value.
Each taxing jurisdiction may apply its own exemptions, limitations, and taxable-value adjustments. The figures shown reflect the current CAD record. Specific exemption details are displayed when available from the source. A buyer's exemptions and future tax obligations may differ.
Special District Context
- Municipal Utility District (MUD): A special-purpose district that may appear as a separate taxing entity.
6. Estimated Tax Bottom Line
Est. Taxes (No Exemptions) $8,230 − Est. Tax Reductions / Savings $1,494 = Est. Taxes (With Current Exemptions) $6,736
The current CAD tax estimate shows exemptions and adjustments reduce the estimated annual taxes by about $1,494. Estimated taxes without exemptions are calculated by applying each jurisdiction's tax rate to its pre-exemption taxable value. Exemption savings represent the difference between this unexempted estimate and the county's current tax estimate. Taxable values and tax rates vary by jurisdiction. Future taxes depend on buyer qualification and future adopted rates.
The current tax estimate reflects a homestead exemption on the property's present CAD record. That exemption does not automatically transfer to a new owner; a buyer must qualify for their own exemptions. For comparison, the current estimate is $6,736 with the exemptions shown today and $8,230 without exemptions. Actual future taxes will depend on buyer eligibility, future appraised values, and adopted tax rates.
7. CAD Values Over Time
YOY Change reflects the change in CAD Market Value from the prior appraisal year. Taxed / Appraised reflects the CAD net appraised value after CAD reductions, or the certified capped appraisal value where jurisdictions differ. Individual taxing units may use different taxable values when exemptions apply.
| Year | Land | Impr. | Market | Taxed / Appraised | YOY Change |
|---|---|---|---|---|---|
| 2021 | $69,550 | $249,334 | $318,884 | $318,884 | — |
| 2022 | $115,000 | $333,410 | $448,410 | $350,772 | +$129,526 / +40.62% |
| 2023 | $149,500 | $356,000 | $505,500 | $385,849 | +$57,090 / +12.73% |
| 2024 | $115,000 | $396,524 | $511,524 | $424,434 | +$6,024 / +1.19% |
| 2025 | $105,800 | $384,452 | $490,252 | $466,877 | -$21,272 / -4.16% |
| 2026 | $92,000 | $375,654 | $467,654 | $467,654 | -$22,598 / -4.61% |
8. List Price vs CAD Value
The current list price and the county’s CAD market value are not the same thing. CAD market value is used for property-tax context and may lag the open market, reflect prior protests, exemptions, caps, agricultural or special-use treatment, or other appraisal district methods.
How does the list price compare with the CAD value?
CAD values are appraisal-district values used for property-tax purposes and can differ from current asking prices and eventual sale prices.
Current List Price $549,000 − Current CAD Market Value $467,654 = Over CAD Value +$81,346 (+17.4%)
A sale price can become part of the appraisal district’s future evidence. A buyer’s future taxable value and tax bill may change after purchase, especially if exemptions, caps, or special-use valuation change.
For tax planning, buyers should confirm future taxable value, exemptions, and special-use treatment with the appraisal district, tax office, lender, CPA, or other qualified advisor.
LIFE AROUND WOODCREEK PH 1A
A curated look at local favorites, everyday stops, and lifestyle context near this property.